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Midlife Musings and Measurable Goals

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  • Chrystal
    Chrystal Posts: 1,997 Forumite
    Eighth Anniversary 1,000 Posts Photogenic Name Dropper
    edited 7 January 2020 at 7:32PM
    Great news about the windows :j :j

    Hopefully the Ammonia will do the trick and send the Squirrels running,,,, it;s great when you manage to find something locally, especially when it saves such a lot of money.

    You sound more cheerful, which is great to see. X

    eda Just realised how many 'greats' I put in this post... but it is ... Great that is.:rotfl: :rotfl:
    I Believe.....
    That it isn't always enough, to be forgiven by others.
    Sometimes, you have to learn to forgive yourself.

    Yesterday is history, tomorrow is a mystery
    Today is a gift. That's why it is called the present.

    happiness isn't achieved by getting extra things,
    but by getting rid of the things that make you unhappy
  • beanielou
    beanielou Posts: 95,468 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Good news on the windows :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • savingholmes
    savingholmes Posts: 28,958 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Good news on the windows and hopefully the squirrels
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £3K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £22.5K + Lump Sums DB £4.6K + (25% of SIPP 1.1K) = 28.2/£127.5K target 22;12% updated 6/7
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.6K updated 6/7/25
  • RosaBernicia
    RosaBernicia Posts: 4,909 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    doingitanyway wrote: »
    Happy New Year Rosa, thanks for dropping in to share your thoughts. i do miss reading your diary! :)

    Your experience of moving makes interesting reading.

    I will definitely do a revisiting exercise and see what my 'new reality' actually is.

    I wouldn't just go on what the EA says but he/she is a professional in house sales and I am not, so it would be silly to ignore his/her advice. The problem I have is the cost of the new place. I want to remain MF despite moving, so lots of thinking to do. I also need to get a current valuation so I can do some sums to work out what is viable....


    Excellent, look forward to hearing about it :)


    Re the squirrels, have you considered getting a ferret? :rotfl:




    Rosa xx
    Debt free May 2016... DFW#2 in progress
    Campervan paid off summer '21... MFW progress tbc
  • doingitanyway
    doingitanyway Posts: 9,913 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Mortgage-free Glee!
    Chrystal wrote: »
    Great news about the windows :j :j

    Hopefully the Ammonia will do the trick and send the Squirrels running,,,, it;s great when you manage to find something locally, especially when it saves such a lot of money.

    You sound more cheerful, which is great to see. X

    eda Just realised how many 'greats' I put in this post... but it is ... Great that is.:rotfl: :rotfl:
    Thanks for dropping in Crystal :)
    I do feel more cheerful. I rarely wallow. I tend to lick my wounds and come back ready to fight the good fight.
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 100/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • doingitanyway
    doingitanyway Posts: 9,913 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Mortgage-free Glee!
    Today is a work, NSD, AFD and I am looking forward to a day of progressing with my project :)

    Wishing you all a good day.
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 100/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
    1,000 Posts Second Anniversary Name Dropper I've been Money Tipped!
    Have a lovely day, too, DIA! :)
  • Msmoneyspider
    Msmoneyspider Posts: 143 Forumite
    Third Anniversary 100 Posts Photogenic
    edited 8 January 2020 at 10:10AM
    doingitanyway wrote: »
    I tend to lick my wounds and come back ready to fight the good fight.

    That is the spirit!! Hope you really enjoy your project. I am off to my art class, c'est la vie, lots of ups and downs.
      
  • Homegrown0
    Homegrown0 Posts: 1,280 Forumite
    1,000 Posts Third Anniversary Name Dropper
    Found you! Sounds like you've got off to a great start to 2020 with some excellent goals.

    Glad you're planning another trip up to the tartan land,and what better way to travel than at 50% less cost than last time?
    Sealed Pot Challenge 075
    Pay off by Xmas 2019 #02 - target £10,000
  • jwil
    jwil Posts: 21,892 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Great news about the windows :T
    "If you can dream it, you can do it". Walt Disney
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