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Midlife Musings and Measurable Goals
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Sorry about the recent breakages @doingitanyway , it's always disappointing but as you say, at least you're using, and getting joy from, your lovely belongings. I have had some lovely champagne flutes over the years and am now at a point where I have one of each design left. Four flutes but not one matching one
Nice to see the cycling is making a difference too! Instead of putting the kids to bed on time last night then vegetating in front of Netflix, we went out for a long walk after dinner and the kids were on their bikes. It really cleared my head and made me feel better so I'm trying to ramp up the outdoor time particularly on work days. Cycling is a nice way to start your day, especially when the weather is good.
Sealed Pot Challenge 075
Pay off by Xmas 2019 #02 - target £10,0007 -
Sympathise on the breakages. I find good deals on china and crystal in charity shops - so perhaps look there later in the yearAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/257 -
redofromstart said:I wish it was just me with the breakages, but I have broken 4, four! nice royal doulton glasses in recent weeks. One putting it back nice and safe in its box. I am using the nice things at some pace. Much sympathy from me.If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720256 -
Homegrown0 said:Sorry about the recent breakages @doingitanyway , it's always disappointing but as you say, at least you're using, and getting joy from, your lovely belongings. I have had some lovely champagne flutes over the years and am now at a point where I have one of each design left. Four flutes but not one matching one
Nice to see the cycling is making a difference too! Instead of putting the kids to bed on time last night then vegetating in front of Netflix, we went out for a long walk after dinner and the kids were on their bikes. It really cleared my head and made me feel better so I'm trying to ramp up the outdoor time particularly on work days. Cycling is a nice way to start your day, especially when the weather is good.
I do feel better for cycling. Enjoy your outside time with the childrenIf you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720256 -
savingholmes said:Sympathise on the breakages. I find good deals on china and crystal in charity shops - so perhaps look there later in the year
I am getting china out not bringing it in. I already have enough to start a tea and cake shop!If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720256 -
Work
Yesterday I had a meeting with a work coach. It helped.
I got all my admin done and letters posted.
Today my focus was work. Pleased with it. I feel much better when I have done a decent amount of work.
Home
I learnt that cutting the grass is no big deal when you do it on a regular basis. Much quicker. Done before 10am.
I made some soup and had salads too today.
The gardening bin is charged fortnightly whether it is full or empty. This week it is full ready for collection
Social
A good chat with a friend was had.
Admin
A delivery of some goods with a missing item. Chased and sorted.
A bill to pay. Done.
MSE
I found out about a help to save scheme you can access if receive WTC or UC. You save £1-£50 a month and receive a 50% bonus at the end of year 2 and year 4. I will apply tomorrow as it is much better return wise than anything on the market. I will apply tomorrow.
Have a good evening everyone
If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720256 -
Sorry about your breakages , these things happen. I hope the meeting with the work coach proofs fruitful , will you have another one to chart your progress ?
The help to save scheme sounds like a sound financial idea. Very healthy eating going on, it is the weather for it though . Cycling must be great in this weather you will be very fit and healthy.
Life is an adventure, never stop exploring.7 -
Sunshine_girl2 said:Sorry about your breakages , these things happen. I hope the meeting with the work coach proofs fruitful , will you have another one to chart your progress ?
The help to save scheme sounds like a sound financial idea. Very healthy eating going on, it is the weather for it though . Cycling must be great in this weather you will be very fit and healthy.
Eating better, not drinking and exercising but weight loss is happening so slowly!If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720257 -
Help to save sounds good
Sorry about your breakages.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.7 -
The outbuilding is completely clear and swept through. A huge step and a BIG FROG. Now I feel dirty and tired but proud of myself. I did not want to do it but unless I push myself to do difficult things I will be stuck here and I’m more scared of that than anything else.
Step one of project bathroom is complete. The next step is to measure the outbuilding incase it is not big enough to store a bath. I also need to get the measurements for the bath space in the bathroom, so if I find a bargain bath I can buy it there and then.
Tomorrow my frog is to contact 2 plumbers for quotes on fitting a bathroom.
I am to have a bath, then a cup of tea.
Hoping everyone is okay and had a sunny, relaxing day.
If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720259
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