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Midlife Musings and Measurable Goals
Comments
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I echo music strongly . 🎼 .
I have always put music before everything else . Good idea about the audiobooks @jwil
i have a few months of amazon that I haven't used yet . I haven't joined a library as such ,but am a member of a job club which is in a library. You've got me thinking.😼
You're still doing lots DIA and you know the rest 😼..5 -
Hope today was better - I find keeping busy is the best way to keep negative feelings at bay. I too find music really helps.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/256 -
Music & a good book feed the soul
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Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.7 -
Thanks will have to look into thatmark88man said:if reading is not quite what you fancy - try music - especially compilations on a theme you like but from someone else's playlist - that way you don't have to choose (except maybe to skip a selection you don't fancy). most of the major platforms like spotify both have "radio stations" or their playlists and do a web browser/phone version for free which is usable although has adverts
If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 3501000
Buffer fund 0/100
Debt Free (again) 25/0720255 -
Thanksjwil said:Audio books are also a good solution if you haven't got the energy to read. You can borrow them for free from the library if you have online access.
Tried to logon to library account and can't. When library is up and running I will get this sorted. Audio on loan from library is a great idea. Now I have the head set I can combine a book or music with doing household chores. Strangely, I am looking forward to it! If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 3501000
Buffer fund 0/100
Debt Free (again) 25/0720256 -
Yes, Thanks AC. Music fab and listen to quite a lot on u-tube. Will definitely be checking out audio from the libraryanother_casualty said:I echo music strongly . 🎼 .
I have always put music before everything else . Good idea about the audiobooks @jwil
i have a few months of amazon that I haven't used yet . I haven't joined a library as such ,but am a member of a job club which is in a library. You've got me thinking.😼
You're still doing lots DIA and you know the rest 😼..
If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 3501000
Buffer fund 0/100
Debt Free (again) 25/0720255 -
I keep my suitcases under my bed but they will need moving as today the plan is to remove all items from the floor in my bedroom and keep them off the floor so the room can be easily cleaned. It has slowly turned into a mess. The window and blinds need cleaning too. My aim today is to go to sleep in a dust-free, clean, organised space!
Yesterday I decluttered 3 dresses. Never worn! I've been so focused on being slim enough to wear them that I hadn't noticed they are no longer to my taste!
I was gardening yesterday and will be today. The man on my road who had cancer is well enough to be gardening. He has grown some beetroot and tomatoes into small plants and left them on my doorstep. Today I will go in search of compost even if it is a small bag.
Apart from the garden and my bedroom my focus today will be work.
Hoping my book and my subscription beauty bits arrive too.
Have a good day everyone
If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 3501000
Buffer fund 0/100
Debt Free (again) 25/0720258 -
That suitcase removalDIA...is it an undercover job?😼
You seem to have similar issues to myself on the tidying up side of things . I haven't got the dresses though.
Enjoy the week😼..7 -
dust free is a real aspiration - my OH has been attacking the shelves and cupboards with vigour but we have a long way to go

I think I saw you in an ice cream parlour
Drinking milk shakes, cold and long
Smiling and waving and looking so fine7 -
What a sweet thing of your neighbour to do - hope the beetroot and tomatoes turn out well. There's something sounds so satisfying about growing, picking and eating your own produce. Hope your soil hunt is over quickly! Have a good Monday

Sealed Pot Challenge 075
Pay off by Xmas 2019 #02 - target £10,0007
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