Midlife Musings and Measurable Goals

mark55man · 29 April 2020 at 10:04PM

Agreed my EF was my CC, not any more.

Well done any progress in these difficult times is awesome

Homegrown0 · 1 May 2020 at 10:33AM

Morning DIA! Hope you're well in advance of the weekend?

Sorry to hear that the migrane took you out for a while, but glad you're back in your stride.

Interesting discussions about EFs. We have some savings, but not a specific emergency fund. Our savings are earmarked for our renovations which will be commencing probably in the summer now that COVID-19 has put a halt to the construction industry for a while. However, it just got me thinking. Maybe we should distinguish between savings? Have a distinct EF and then other savings on top? Of course if we had an emergency, we'd just dip into our savings pot, but it does make me wonder whether there's any benefit in attributing funds for certain purposes.

doingitanyway · 1 May 2020 at 6:15PM

Homegrown0 said:

Morning DIA! Hope you're well in advance of the weekend?

Sorry to hear that the migrane took you out for a while, but glad you're back in your stride.

Interesting discussions about EFs. We have some savings, but not a specific emergency fund. Our savings are earmarked for our renovations which will be commencing probably in the summer now that COVID-19 has put a halt to the construction industry for a while. However, it just got me thinking. Maybe we should distinguish between savings? Have a distinct EF and then other savings on top? Of course if we had an emergency, we'd just dip into our savings pot, but it does make me wonder whether there's any benefit in attributing funds for certain purposes.

Good point HG

There is another blogger (maybe Frugalwood's wife) who doesn't believe in EFs at all or budgets. She says spend only what you need and save EVERYTHING else. Maybe that works when you are very clear about wants and needs. I can't be trusted! I like the idea of distinguishing between savings.

doingitanyway · 1 May 2020 at 6:16PM

I haven’t achieved very much today, so a bit disappointed

It is damp and gloomy where I am today

I seem to be throwing away things all the time. Today it was a wok (too thin so smokes the house out when used) a broken glass, spray oil (too many processed ingredients in it)

No exercise at all and feeling a bit meh today. Looking at the diaries it isn’t just me.

To end on a positive note: some very pretty flowers purchased at Mr M 10 days ago when they were already reduced are still looking lovely.

New veg box arrives tonight…

It looks like dry, sunny weather tomorrow so I can get out in the garden and tackle the weeds

Will do better tomorrow

Hope everyone is doing okay.

mark55man · 1 May 2020 at 6:39PM

every cloudy day has its silver lining - sometimes just that you got through it!! - but you have flowers and food - that counts as more than enough nowadays

another_casualty · 1 May 2020 at 10:35PM

@mark88man is right .
plus of course , you shouldn't feel down after what you've done so far .

Just do bit by bit as and when and you'll be in better form 😼

in_need_of_direction · 1 May 2020 at 10:39PM

you you have flowers, food and friends on here which hopefully helps

doingitanyway · 1 May 2020 at 11:12PM

Thanks everyone. I must sound more miserable than I feel. Not down, just a meh day.
Lots to be thankful for and normal business will be resumed shortly

savingholmes · 1 May 2020 at 11:14PM

I hope at least the veg box was good.

Sarahwithlove · 1 May 2020 at 11:46PM

We all have days where we don't feel productive or lack motivation and that's OK. It's just important to start the next day fresh and put one foot in front of other. Everyone copes differently in these circumstances and its just about doing what you need to and trying to make it out in one piece x