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Midlife Musings and Measurable Goals

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Comments

  • " Before I didn't care and now I do so that is progress of a sort".
    That made me smile and 'pimping the door'.  When are you heading up to Bonnie Scotland?
      
  • Sounds like you're getting back on course with everything DIA. 
    🏴󠁧󠁢󠁳󠁣󠁴󠁿 Enjoy Scotland 
  • doingitanyway
    doingitanyway Posts: 10,925 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    " Before I didn't care and now I do so that is progress of a sort".
    That made me smile and 'pimping the door'.  When are you heading up to Bonnie Scotland?
    Sounds like you're getting back on course with everything DIA. 
    🏴󠁧󠁢󠁳󠁣󠁴󠁿 Enjoy Scotland 
    Thank you both. Off to Scotland next week :smile:
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 1400/1000
    Buffer fund 100/100
    Debt Free (again) 25/07/2025
  • savingholmes
    savingholmes Posts: 29,181 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Enjoy Scotland next week. Hope the weather isn't too wild when you are up there. Well done for tackling frogs- and for looking after yourself today.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £167.4K Equity 38% 3/4/26
    2) £2.5K Net savings after CCs 14/4/26 (but owed £1.1K) so £3.6K
    3) Mortgage neutral by 06/30 (AVC £39.3K + Lump Sums DB £4.6K + (25% of SIPP 1.3K) = 45.2K of £127.5K target 35.4% 8/5/26 (If took bigger lump sum = 67.1K or 52.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5.4K updated 8/5/26
  • I like the sound of the new pair of boots at 66% off, an investment in your capsule wardrobe? :).  
      
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