We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Midlife Musings and Measurable Goals

12122242627212

Comments

  • " Before I didn't care and now I do so that is progress of a sort".
    That made me smile and 'pimping the door'.  When are you heading up to Bonnie Scotland?
      
  • Sounds like you're getting back on course with everything DIA. 
    🏴󠁧󠁢󠁳󠁣󠁴󠁿 Enjoy Scotland 
  • doingitanyway
    doingitanyway Posts: 10,391 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    " Before I didn't care and now I do so that is progress of a sort".
    That made me smile and 'pimping the door'.  When are you heading up to Bonnie Scotland?
    Sounds like you're getting back on course with everything DIA. 
    🏴󠁧󠁢󠁳󠁣󠁴󠁿 Enjoy Scotland 
    Thank you both. Off to Scotland next week :smile:
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 3501000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • savingholmes
    savingholmes Posts: 29,087 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Enjoy Scotland next week. Hope the weather isn't too wild when you are up there. Well done for tackling frogs- and for looking after yourself today.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • I like the sound of the new pair of boots at 66% off, an investment in your capsule wardrobe? :).  
      
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.1K Banking & Borrowing
  • 253.6K Reduce Debt & Boost Income
  • 454.3K Spending & Discounts
  • 245.2K Work, Benefits & Business
  • 600.8K Mortgages, Homes & Bills
  • 177.5K Life & Family
  • 259K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.