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Midlife Musings and Measurable Goals
Comments
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Fair play to you for going swimming DIA .Tbh I think that you need to pick what suits you, and not chop and Change . Just pick what you like doing and focus on that . I don't do classes as you know , but horses for courses is the way to go imho . Focus on what you want to do , and give it your all
Hope everything works out 😼5 -
Ah but AC you have focus when it comes to exercise and I do not. I can enjoy a wide range of exercise once I get going. I will surprise you (and myself) you'll see. As Rodney used to say on Only Fools and Horses 'This time next year...'another_casualty said:Tbh I think that you need to pick what suits you, and not chop and Change . Just pick what you like doing and focus on that . I don't do classes as you know , but horses for courses is the way to go imho . Focus on what you want to do , and give it your allIf you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 3501000
Buffer fund 0/100
Debt Free (again) 25/0720256 -
No need to surprise me as you know 😸
sorry if I sounded too much 😼 You have the tenacity as you know DIA . I just want you to succeed and push forward as you know but I want you to find something that you love and just push forward with something that you like and just do it 😼
you can and you will 😼
Hope that makes sense 😼5 -
It does make sense. Thanks ACanother_casualty said:No need to surprise me as you know 😸
sorry if I sounded too much 😼 You have the tenacity as you know DIA . I just want you to succeed and push forward as you know but I want you to find something that you love and just push forward with something that you like and just do it 😼
you can and you will 😼
Hope that makes sense 😼
If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 3501000
Buffer fund 0/100
Debt Free (again) 25/0720257 -
Have a lovely trip to Scotland x"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee4
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Enjoy enjoy Scotland DIA xLife is an adventure, never stop exploring.5
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Well done to the swim bag - I need to buy some new flip flops as I discovered when I rejoined the gym this weekend so feel you there. Enjoy Scotland! I'm sure it will be beautifulAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/255 -
Enjoy Scotland !! Hope your creativity enjoys it as wellI think I saw you in an ice cream parlour
Drinking milk shakes, cold and long
Smiling and waving and looking so fine6 -
I hope you're having a lovely time in Scotland DIA and come back all mojoed up
. Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS5 -
Hi there DIA.
Also a best wishes from me with your time away in Scotland. Hopefully you will fell refreshed and ready to go again. It's amazing how putting some distance away from the situation makes it easier to look at things with a new perspective.
Am having a great day today. Strangely energetic and upbeat. Making the most of it by getting up early and cracking on.
Looking forward to hearing about your time away.
Take care x6
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