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Midlife Musings and Measurable Goals

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  • mark55man
    mark55man Posts: 8,209 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    welcome back DIA

    I agree with comments about the site, but if you step down to basics - just typing into the comment box and heading to your bookmarks page (instead of subscriptions) then it will feel more the same. I haven't worked out quoting yet - which I know you liked to do so that will be annoying as you will learn how to do it, but that's mental effort which should be jealously guarded.  I do like that you can now just click on the diary title and get straight to the new posts from the oldest unread one. They have taken thanks away from some categories of discussion, which I did use but couldn't really see the point off in a chat about politics, where thanks had come to mean thanks for thinking the same as me, not thanks for saying something useful   

    I hope your plans get together.  I'm still trying to get on top of 2020 and I think ther is a lot of it about
    I think I saw you in an ice cream parlour
    Drinking milk shakes, cold and long
    Smiling and waving and looking so fine
  • Sorry to hear of your health issues DIA. Hope things are resolved soon. 

    Another who misses the old format. I felt 'at home' there. ☹️

    I think you're right to leave house things as they are until your pesky neighbours finish whatever they are doing. All you need is for people to view your home and then the neighbours start banging and crashing!☹️

    Not long now till Scotland though and then you can take a breather. 😀
    Finally Debt Free! - July 2016 🌟
    Finished Emergency Fund- £10,000 April 2017
    🌟
    RETIRED: MAY 2021!!!!😀🎆
    My diary: “Seasidegal's Scrimpy Retirement Diary!”
  • beanielou
    beanielou Posts: 95,562 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Take care.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hope you are feeling better soon.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • Sunshine_girl2
    Sunshine_girl2 Posts: 3,082 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic
    Great to great to hear from you DIA . The site is like marmite , you love it or hate it. I hope you find an in between. 
    Life is an adventure, never stop exploring.

  • doingitanyway
    doingitanyway Posts: 9,955 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Mortgage-free Glee!
    Sorry to hear about the health side of things DIA . Hopefully , it's something you can conquer with all the other stuff that's going on . 
    You are doing great treading on eggshells with your neighbour situation . Hopefully they can get their stuff out of the way sooner rather than later , so that you could hopefully list your home on the summer . When your mind is settled eventually , you can focus again on the exterior / squirrels etc and other big jobs and you can pick up at the pace you were a couple of weeks ago and tackle the frogs 🐸
    The things you say about the new look mse are exactly the way I see it . The annoying thing is the thanks button .
    Anyway, I'll leave it there 
    Have a good weekend ( what's left of it )😼
    Thanks AC, I am already feeling better than I was and I will be back to frog tackling when I am back from Scotland. savingholmes said:
    Hi DIA
    I miss the thanks button and the easy glance at who everyone is. Hopefully as people re-upload an image to their profile it will become easier again. I hope your health issues resolve quickly.  Good to see you back posting.
    Thanks SH :)
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 100/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • doingitanyway
    doingitanyway Posts: 9,955 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Mortgage-free Glee!
    mark88man said:
    welcome back DIA

    I agree with comments about the site, but if you step down to basics - just typing into the comment box and heading to your bookmarks page (instead of subscriptions) then it will feel more the same. I haven't worked out quoting yet - which I know you liked to do so that will be annoying as you will learn how to do it, but that's mental effort which should be jealously guarded.  I do like that you can now just click on the diary title and get straight to the new posts from the oldest unread one. They have taken thanks away from some categories of discussion, which I did use but couldn't really see the point off in a chat about politics, where thanks had come to mean thanks for thinking the same as me, not thanks for saying something useful   

    I hope your plans get together.  I'm still trying to get on top of 2020 and I think ther is a lot of it about
    Thanks markman88. Let's hope we both get to grip with 2020 soon! :)Seasidegal58 said:
    Sorry to hear of your health issues DIA. Hope things are resolved soon. 

    Another who misses the old format. I felt 'at home' there. ☹️

    I think you're right to leave house things as they are until your pesky neighbours finish whatever they are doing. All you need is for people to view your home and then the neighbours start banging and crashing!☹️

    Not long now till Scotland though and then you can take a breather. 😀
    Scotland very close now. Yay! As soon as the neighbours are finished I need to be ready to spring into action. That's the theory anyway :)beanielou said:
    Take care.
    Thank you. I'm trying to...in_need_of_direction said:
    Hey good to see you back.  Hopefully you’ll get the health thing sorted. Frogs will wait.  Is it possible that the work your neighbours are doing could highlight your property’s potential 
    Thanks for highlighting a positive. You are right it is possible the work next door will highlight my property's potential. Msmoneyspider said:
    Dear DIA, it is so good to see you back.  I have been coming here, off and on, since 2008 and completely understand ebbing and flowing in the use of this site, for various reasons.  When you come on here though, you will always have your cheerleaders!!  You can do it DIA x.
    Thanks for the positivity. I do believe I can do it (most of the time) :)
    Sunshine_girl2 said:
    Great to great to hear from you DIA . The site is like marmite , you love it or hate it. I hope you find an in between. 
    Thanks SSG2, I will persevere as there are more pros than cons to me using the site. I found a good thing! I can quote in multiples, before it was just 3 at a time...
     
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 100/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • beanielou
    beanielou Posts: 95,562 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Here’s to happy times in Scotland 😊
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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