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Midlife Musings and Measurable Goals
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Take care and get the best for you from this time. You’ve definitely earned itMortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.7
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Getting away from it all is the best thing in your situation DIA 😼
Hope you are able to have some sort of relaxation , and that everything will not be so stressful on your return .6 -
Have a lovely break xx"If you can dream it, you can do it". Walt Disney6
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Hope the retreat is everything that you hope for.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.7 -
Enjoy your time away and recharge your batteries. xFinally Debt Free! - July 2016 🌟
Finished Emergency Fund- £10,000 April 2017
🌟
RETIRED: MAY 2021!!!!😀🎆
My diary: “Seasidegal's Scrimpy Retirement Diary!”6 -
So sorry to hear about the break in. Hope things go well while you are awayAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/256 -
Sorry I've been awol DIA. I'm sorry about your burglary. I hope you enjoy your retreat and that things go better for you soon.Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS6 -
Thanks @mark55man, @MovingForwards, @in_need_of_direction, @another_casualty, @jwil, @beanielou, @Seasidegal58. @savingholmes and @HairyHandofDartmoor Your kind words and positive posting mean a lot. Thank you.
Well I have been back a few days. How was it? Amazing. I got tons of work done. I was fed and nurtured. I made new friends. I walked in a forest every day. I remembered why I do the creative thing I do. I also remembered I was good at it and that is how I got to be there in the first place. I really think I owe it to myself to complete my project so I can share its success with my relative. The race is on.
I came back deciding to set firm boundaries but already I have been roped into a whole weekend of caring by myself and tomorrow I am doing the school run. I have said I am doing working hours so I am only available in an emergency M-F daytime. I can help evenings and Sundays. Saturdays are reserved for socialising or house hunting. I will try again to keep to this until we all understand it.
Good stuff...
found out I can work in the library
joined the library
relative ok whilst I was away
not burgled in my absence
well, no flareups or migraines
signed up for a medical trial so I can receive a thorough medical check
vegbox ordered fortnightly (to support healthier eating)
no chocolate whilst away and not craving it anymore (it won't last
)
MSE +
walking one way and saving a bus fare
packing food box every time I leave the house so no food outside
making meals from stores
MSE -
spending too much on food items
only 1 NSD this month
Overall I am feeling motivated and solution focused.
Long may it continue!
I hope everyone has been ok
If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/07202513 -
yay welcome back DIA, and a lovely post to readI think I saw you in an ice cream parlour
Drinking milk shakes, cold and long
Smiling and waving and looking so fine6 -
What a thoroughly uplifting post
Keep it up !😼5
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