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Midlife Musings and Measurable Goals
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Sorry your friend let you down on the viewings.
Well done on the Lidl box, I've only seen them in ours once, and that time it was full of bananas and nothing else. I don't like bananas so that was no good for me. I did manage to get one from Asda a few years ago and that was really worthwhile!"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee6 -
On Thursday I learnt that my buyer has pulled out and is ignoring contact. I think I would have known sooner if the EA were keeping up. They only found out because I got cross at lack of action and went to see them last week. What's done is done. The EA asked if viewers could come today but I need the weekend to get my head straight. The others who offered have now found homes. What a mess! I will lick my wounds over the weekend. I will be meeting the manager on Monday at my request and will agree on a plan going forward. I won't be sitting back and leaving them to it this time. I will be proactive every step of the way. Lesson learnt.
I am disappointed but at least I know:
There are people out there who will want to buy my house (as it is)
I have a clear idea of where I want to live
I have a clear idea of the types of properties in the new area and what might suit me
I have a clear idea of what my house will sell for and what the new home will cost
I am psychologically ready to make a change.
Prior to this news I was already running on empty, caring for my relative and eating poorly. Have been travelling weekly to house hunt. The house is a mess. My sleep has been poor and I haven't been exercising. My joints have been sore and stiff and migraine made an unwelcome return. NO MORE.
Last night I went to bed early and this morning I walking for 30 minutes and did some stretching.
I booked a massage for a few weeks time.
I have cooked some healthy food.
Time to look after myself and get ready to start over.
Hope you are all okay.
If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/07202510 -
that's rubbish for you DIA
but as you say plenty of positives. Given the demand might you consider adding a little to the asking price - even if it was £5k would give you a little compo for your expenses or a little more wiggle room on the offer
a weekend off to get your head back into gear is just the ticketI think I saw you in an ice cream parlour
Drinking milk shakes, cold and long
Smiling and waving and looking so fine6 -
So Sorry to hear about your situation DIA .The worst part of this imho, is the timing of the buyers pulling out .You have done an awful lot in a short time , and you have found out a lot about the area you intend to live in and all the extra knowledge you have gained along the way as you have mentioned .It's hard to know what to expect in terms of buying and selling houses at the moment .
The banks have just moved the goalposts again , making things more difficult due to this blooming corona virus etc.The clocks go back tonight also, and I don't know if you're better off holding off until the spring to move . Maybe February . Not sure how long the stamp duty situation is .
The estate agents should give you proper advice . It's annoying when people are evasive.
You still have a lot of stress at the moment for obvious reasons , but try to concentrate on making your home cosy and clutter free . The rest of the stuff can wait . You'll get to it.
Dont forget you eat well anyway , and you have been seeing your relative a lot as well , and hopefully she is doing ok in the circumstances .
Don't overdo things . What gets done gets done . Everything will be fine in the end ..6 -
That's rubbish about the buyer, sorry to hear that. Hope you get another one soon."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee6
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Sorry to hear this.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.7 -
Oh sorry to hear this DIA I hope you get it sorted and back up for sale .Life is an adventure, never stop exploring.7
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Another sorry to hear about the buyer. ☹️You sound like you've got some good positives going though - hope someone else pops up soon.Finally Debt Free! - July 2016 🌟
Finished Emergency Fund- £10,000 April 2017
🌟
RETIRED: MAY 2021!!!!😀🎆
My diary: “Seasidegal's Scrimpy Retirement Diary!”6 -
Came on here after a while to read that your buyer is unable to proceed. What bad luck, although like you said you've had lots of interest on your house so you know it will sell. You have already completed lots of decluttering and packing so it will look ok to sellers and you are very very organised. Such a shame the EA were slow and non communicative. Best to chase them up as you have learned. I know I am the same and trust people to do their job. It's hard keeping up but has got to be done. You'll get there.
Take care and best wishes7 -
So frustrating re the EA and the buyer. Hopefully you will get new offers soon. Hugs.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/257
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