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Midlife Musings and Measurable Goals
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Great news on the lifting and shifting - at least its done and hopefully will be collected ASAP by the BHF, I think that's when you will really notice the extra space.
So pleased everything is going well for you and hope you feel accomplished on your walk out tomorrow.
Grocery challenge Feb £107/£100-epic fail due to cake and biscuits
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Still decluttering. This time clothes. A bag of clothes plus a pair of jeans that I wear a lot. Sadly, they are ‘old man jeans’ (No offence to old men). Anyway they have gone as I fit smaller, more flattering jeans. I can’t afford to add any weight now…
I will go for a walk in a bit to take a bag of clutter to the CS. I need some exercise anyway.
But first, some ironing, cleaning, dishes.
I don’t know how my life activities became so dull!
It is sunny off and on today. It helps. I think all the rain and being inside so much has left me a little gloomy. Maybe the walk and sunshine will lift me.
Hope you have a little bit of sunshine where you are.
If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720257 -
I wouldn't say you are gloomy DIA 😼
Remenber that you are doing an awful lot , and at times maybe too much .
Hang in there , and step back now and again ..6 -
Decluttering is a pain when you are doing it but I always love the nice clean spaces it leaves. Once you've bought your new home, just think how spacious and relaxing it will be!😀Finally Debt Free! - July 2016 🌟
Finished Emergency Fund- £10,000 April 2017
🌟
RETIRED: MAY 2021!!!!😀🎆
My diary: “Seasidegal's Scrimpy Retirement Diary!”6 -
Thanks @another_casualty Tomorrow will be a 'stepping back' day just cleaning and decluttering and staying close to home.
Thanks @Seasidegal58 House hunting today gave me a real insight into other people's clutter and now I think I'm doing pretty well! It's all relativeI spent all of today in the new area.
I took soup in a flask, water and coffee. I still ended up spending £10 on drinks on snacks but I was out all day so it could have been worse. I stopped off for some shopping and spent another £20. More impulse shopping of groceries but no junk in the shopping, so not ideal but again, could have been worse…
I saw three houses today and unlike Goldilocks none of them was ‘just right’
One of the houses was full of junk and a bit smelly. It was basically a nice house with good proportions, but a bit neglected. Also, there is an issue with a neighbour, so swerving that house.
The second house had a shared front gate and no garden to speak of…hmmm…
The third house was trying to do too much and there wasn’t enough house to support it. A stud wall, narrow staircases.
The search continues…
I’m tired after a busy day where I must have walked miles.
I hope you have all had a good day.
If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720258 -
You are achieving loads. Sorry house not yet foundAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/256 -
I can imagine what kind of day you had yesterday .I found my first day of looking , absolutely horrible . Having said that , you have taken the first step of seeing what's about ,and the more you go the more you will experience and get to grips of the area. On one occasion , I met my friend on a weekday and we went to a few estate agents to register and he showed me around Westbourne , penn hill, branksome and Poole ..plus we had a few ciders 🙀😸🍻. He did that as he often worked from home , and had holiday etc . Maybe you could have a friend with you to do something similar , next time you go there again ?It's good to see how you can compare the various state of order in other peoples homes DIA . I saw exercise bikes 🚴🏼♂️, footballs ⚽️⚽️And baby cots and toys 🎲🧸🖍 in various front rooms for some reason .You have the weekend now DIA , and I hope it's a good one 🌥💦🌥7
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savingholmes said:You are achieving loads. Sorry house not yet foundOn one occasion , I met my friend on a weekday and we went to a few estate agents to register and he showed me around Westbourne , penn hill, branksome and Poole ..plus we had a few ciders 🙀😸🍻. He did that as he often worked from home , and had holiday etc . Maybe you could have a friend with you to do something similar , next time you go there again ?If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720255 -
My neighbour who fed the pigeons and squirrels and drove me mad has died. He wanted to go after his wife died. He only died yesterday late evening and they are already fighting because they can’t find the will. The RSPCA won’t pick up the dogs, so they are locked in. I knew he would go (although he isn’t that old) That’s why I wanted to be gone by the time the younger generation move in. They are loud and litter. I’m on the way to moving so that’s good, but I feel sad for him today.
I made a list of properties to visit when I am next in the new area in a few weeks. I will be staying overnight so I can do 4 properties a day and it will be less tiring.
Next week I have caring responsibilities so I need to get my act together this weekend but feel very demotivated to get the organised. Lots of dishes and the house is messy (again)…
I bought a fab doll today for my relative’s little one who will be four. What a doll! I love it and hope she does too.
The plan is a clean kitchen and dining room by the end of the day.
I’ve heard nothing about my house sale and it isn’t listed as under offer or SSTC so I’ve texted the EA for an update.
I bought some super expensive sheepskin slippers. Not very MSE unless they last a few seasons. Hoping to offset the cost by needing less heating. I can’t bear cold feet and this company has such good write-ups.
Hope you are all enjoying your weekend
If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720259 -
can't beat a nice pair of slippers and a blanket - very frugal (ish
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I think I saw you in an ice cream parlour
Drinking milk shakes, cold and long
Smiling and waving and looking so fine9
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