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Virgin Money Current Account

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Comments

  • OceanSound
    OceanSound Posts: 1,482 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper
    Brewer20 said:
    pphillips said:
    Brewer20 said:
    To get the wine offer.....
    Within 31 days of your account opening
    • Apply online for our Virgin Money Current Account.
    • Complete a full bank account switch using the ‘Current Account Switch Service’.
    • Download and register for the Virgin Money mobile banking app. You can do this as soon as your account is open.
    • Transfer at least two Direct Debits to your new account, and don’t cancel them before we send your offer code.
    • Credit your linked Instant Access savings account with at least £1,000, and keep this in your account until we send your offer code.

    Also, "You can only benefit from this offer once. If you are a joint account holder, you can only take part once between you and your joint account holder." So does this mean that if I want to open a joint account I need to make sure that the other account holder hasn't already benefited from the offer?
    I wanted my wife to take advantage of this offer too. I looked at it this way, if you open a sole account me and then she opened one then yes each would get the offer. But i then couldn't add myself on to a joint account to receive the offer again, neither could she if with my name.
    My wife mentioned this, why can't you add me to a joint, she doesn't want another account (sole account) too much hassle she keeps telling me, low income, too many hoops to go through etc. She's decided on a Coventry saver @1.3%, not much faff their as she's already a member (account holder) 

    Coventry account offering 1.3% is a regular saver.

    Brewer20 said:
    colsten said:
    Brewer20 said:
    pphillips said:
    Brewer20 said:
    To get the wine offer.....
    Within 31 days of your account opening
    • Apply online for our Virgin Money Current Account.
    • Complete a full bank account switch using the ‘Current Account Switch Service’.
    • Download and register for the Virgin Money mobile banking app. You can do this as soon as your account is open.
    • Transfer at least two Direct Debits to your new account, and don’t cancel them before we send your offer code.
    • Credit your linked Instant Access savings account with at least £1,000, and keep this in your account until we send your offer code.

    Also, "You can only benefit from this offer once. If you are a joint account holder, you can only take part once between you and your joint account holder." So does this mean that if I want to open a joint account I need to make sure that the other account holder hasn't already benefited from the offer?
    I wanted my wife to take advantage of this offer too. I looked at it this way, if you open a sole account me and then she opened one then yes each would get the offer. But i then couldn't add myself on to a joint account to receive the offer again, neither could she if with my name.
    My wife mentioned this, why can't you add me to a joint, she doesn't want another account (sole account) too much hassle she keeps telling me, low income, too many hoops to go through etc. She's decided on a Coventry saver @1.3%, not much faff their as she's already a member (account holder) 
    If your wife doesn't want another account, she can close it once she got the wine. Better still, she could keep it as a donor account for the next switch offer.
    I forgot to add, we'll need to set her up with 2 DD on her account she'd be switching. She's never had DD's on any account, another stumbling block. It would be doable but I can't persue it any more. She's got two dormant accounts now, Tesco and TSB, neither with any DD's. When I mentioned wine normally it would be yeah let's go for it. Since she has to watch her blood pressure she's eased off on the wine, not that she was anywhere near OTT drinking it, far from it, just careful now of how much. It might be different if it was a cash incentive to switch, the last one for her was Lloyds, still got it and the mag subscription for now.

    I remember seeing on the virgin website that we can opt for a non-alcoholic wine case.



  • colsten
    colsten Posts: 17,597 Forumite
    10,000 Posts Seventh Anniversary Photogenic Name Dropper

    I remember seeing on the virgin website that we can opt for a non-alcoholic wine case.



    You could also sell the wine
  • Out of interest, I know you could may be sell it to a friend or family member without an issue, but other than that, can you legally sell it?
    Just interested as I am due a delivery and don't drink alcohol.
    I was going to keep it and give it out as gifts for birthdays or being asked round for dinner.
    The MSE in me says let's make some cash out of this.
    I choose the rooms that I live in with care,
    The windows are small and the walls almost bare,
    There's only one bed and there's only one prayer;
    I listen all night for your step on the stair.
  • Zanderman
    Zanderman Posts: 4,897 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Out of interest, I know you could may be sell it to a friend or family member without an issue, but other than that, can you legally sell it?
    Just interested as I am due a delivery and don't drink alcohol.
    I was going to keep it and give it out as gifts for birthdays or being asked round for dinner.
    The MSE in me says let's make some cash out of this.
    Legally? Not without a licence afaik.
    To your friends?  Probably.
  • Switch completed on the 8th, Wines code arrived Today
    Wine is on the way :smile:



    DHL notification arrived this morning along with my wine shortly afterwards

    I'm not a wine drinker, but a read a glass a day is good for your health, so that's my plan :)
    Savings account was emptied when I got the Voucher, £1000 earning 2.02% in the current account, nice one Virgin Money B)

    Retired 1st July 2021.
    This is not investment advice.
    Your money may go "down and up and down and up and down and up and down ... down and up and down and up and down and up and down ... I got all tricked up and came up to this thing, lookin' so fire hot, a twenty out of ten..."
  • Aidanmc
    Aidanmc Posts: 1,346 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    Have most received the wine voucher shortly after completing switch and other requirements.?
    My switch completed on 9th and all other requirements, DD's, fund savings acc, app also completed.
  • gwapenut
    gwapenut Posts: 1,433 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Still waiting for my voucher after ticking all my boxes in late November. live chat are, as is their right, not interested in anecdotes about others receiving their vouchers within a week, until the 30 day T&C window has ended. If it's not there on day 31 though, I'll be raising a complaint, having been dismissed so promptly on day 20. My gut instinct is that it will need chasing.
  • Brewer20
    Brewer20 Posts: 395 Forumite
    Fourth Anniversary 100 Posts Name Dropper
    Yep aware the Coventry BS is a regular saver.
    I think I'll become a wine drinker soon. 
  • gwapenut said:
    Still waiting for my voucher after ticking all my boxes in late November. live chat are, as is their right, not interested in anecdotes about others receiving their vouchers within a week, until the 30 day T&C window has ended. If it's not there on day 31 though, I'll be raising a complaint, having been dismissed so promptly on day 20. My gut instinct is that it will need chasing.
    My Switch was on 7th December. I've still not received the Voucher.
  • ovusa
    ovusa Posts: 16 Forumite
    Third Anniversary 10 Posts
    glunx said:
    My Switch was on 7th December. I've still not received the Voucher.
     My switch was 3rd December, not received the voucher.  I phoned today to make sure I had complied with the switch conditions, they confirmed everything was in order and I should receive the voucher within the 31 day window.
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