Virgin Money Current Account

lf93

Apologies if that has been asked before, has anyone had any issues with the savings pots within the Virgin Money savings account? You can create 'pots' for savings. Each month I allocate savings to 2 different pots via transfer from the current account.
Sometimes the allocation doesn't quite work and even though I've selected e.g. 'holiday' it'll then show in the balance as 'not in a pot'. So I then moved the money 'not in a pot' into the respective pots. 

Then today it told me I had allocated more to my pots than I had in the actual account - almost looking like an overdraft, which I hope wasn't the case (can't have an overdraft on a savings account anyway can you?!). I assume because I had told it twice to put x amount in each pot but one didn't go through at the time. Seems a bit glitchy to me. 

resk

VXman said:

Got my virgin wines code today. This was my second Virgin account. I missed the switch deadline on my first account so I thought I'd try again. I asked customer service if I could get the wines on this second account as I missed the first and they said no. But clearly they were wrong.

Also I did not switch any direct debits from my donor account. I just set up the virgin account on 2 paypal  accounts and transferred a few quid to each. These obviously counted as direct debits and clearly they don't need to come from the account you switch.

Worth trying a second time!!!

I got my code today too.  I wasn't sure I would because only one DD is showing on the account after I switched.  Maybe they were just feeling generous today!

cricidmuslibale

For those who have successfully obtained more than one Virgin Money current account, perhaps more than two, how long have you waited from one successful application before applying successfully again if I may kindly ask please? I'm simply wondering whether the chances of a second or third etc. successful application are increased the longer you leave it between applications, and thus whether it's wise to allow at least 4 weeks say from a successful application before applying once more in order to increase the chances of the next application being successful? 

Lightning360

I do really like the app so far, but the brand is still a bit messy. Both my IBAN and BIC include York and when I was transferring money from my Santander account to my Virgin Money account, it said the bank was Yorkshire Bank. I know they are all the same banking group, but it would be nice for it all the match up.

VXman

cricidmuslibale said:

For those who have successfully obtained more than one Virgin Money current account, perhaps more than two, how long have you waited from one successful application before applying successfully again if I may kindly ask please? I'm simply wondering whether the chances of a second or third etc. successful application are increased the longer you leave it between applications, and thus whether it's wise to allow at least 4 weeks say from a successful application before applying once more in order to increase the chances of the next application being successful? 

No idea on whether taking longer helps but my first account opened on 5th Dec and my second on 15th Jan.

VXman

Lightning360 said:

I do really like the app so far, but the brand is still a bit messy. Both my IBAN and BIC include York and when I was transferring money from my Santander account to my Virgin Money account, it said the bank was Yorkshire Bank. I know they are all the same banking group, but it would be nice for it all the match up.

It appears as Clydesdale Bank on my accounts.

colsten

The only reason I can think of for leaving time between applications is so that you don‘t get into a muddle with PINs. The PIN letter doesn‘t tell you which card the PIN belongs to. Mind you, if you have 2 accounts, it‘s easy enough to work out the correct pairing at any ATM.

cricidmuslibale

VXman said:

cricidmuslibale said:

For those who have successfully obtained more than one Virgin Money current account, perhaps more than two, how long have you waited from one successful application before applying successfully again if I may kindly ask please? I'm simply wondering whether the chances of a second or third etc. successful application are increased the longer you leave it between applications, and thus whether it's wise to allow at least 4 weeks say from a successful application before applying once more in order to increase the chances of the next application being successful? 

No idea on whether taking longer helps but my first account opened on 5th Dec and my second on 15th Jan.

colsten said:

The only reason I can think of for leaving time between applications is so that you don‘t get into a muddle with PINs. The PIN letter doesn‘t tell you which card the PIN belongs to. Mind you, if you have 2 accounts, it‘s easy enough to work out the correct pairing at any ATM.

Thank you very much VXman and colsten. Your responses are both helpful in different ways and therefore much appreciated!

AbundantBudget

When did you pay £1000 to linked saving account for wine code did you pay money to savings account directly or via current account? 

myth123

AbundantBudget said:

When did you pay £1000 to linked saving account for wine code did you pay money to savings account directly or via current account? 

I paid it in via the Current account (but mainly so I didn't have to set up another payment up to the other account)