Virgin Money Current Account

fabsaver

tomsocr said:

GreenBitterfly said:

dcs34 said:

IIRC you can open 3 with no real fuss. More than three and you might get some light interrogation as to why you want to open another account

I've got four current accounts with them, but I'm not pushing my luck any further by trying to apply for anymore.

I'm on my sixth.  Opened the last one yesterday.  Yes, when do I stop? 

Stop when you get to 85, due to the FSCS protection limit 

ultrasilvam

tomsocr said:

I'm on my sixth.  Opened the last one yesterday.  Yes, when do I stop? 

Just curious, what do you need that many current accounts for? Is it the 2% interest rate? 

crumpet_man

tomsocr said:

GreenBitterfly said:

dcs34 said:

IIRC you can open 3 with no real fuss. More than three and you might get some light interrogation as to why you want to open another account

I've got four current accounts with them, but I'm not pushing my luck any further by trying to apply for anymore.

I'm on my sixth.  Opened the last one yesterday.  Yes, when do I stop? 

I managed three and they won't let me open more. I'd have as many as I could to put all my cash in as 2% is better than any instant access (or even regular savers and fixed term accounts)

CRISPIANNE3

Still waiting to hear after sending id documents via their link on the 26 November. 

Costabit

tomsocr said:

GreenBitterfly said:

dcs34 said:

IIRC you can open 3 with no real fuss. More than three and you might get some light interrogation as to why you want to open another account

I've got four current accounts with them, but I'm not pushing my luck any further by trying to apply for anymore.

I'm on my sixth.  Opened the last one yesterday.  Yes, when do I stop? 

I'm getting ever so slightly jealous as I ( or OH ) cant seem to open one.
I consider myself a veteran of opening / switching / closing accounts as had around 50 accounts over the last several years but Virgin have beaten us both on our efforts in opening one . Too many and varied reasons why it has been impossible, but for the first time I have had to call a halt to my applications and draw a line under it. Virgin and I will not do any more business I'm afraid.

colsten

Looks like Virgin Money are doing very well with our deposits 🤣👍👍. Long may it continue.

Lightning360

How do you activate your Virgin Money debit card? Do you have to use the card somewhere with the PIN or can you do it from the app?

Lightning360

I have to say that was one of the easiest accounts opening methods I have gone through. No ID needed, just a code sent home. Might take slightly longer but is definitely easier.

colsten

Lightning360 said:

How do you activate your Virgin Money debit card? Do you have to use the card somewhere with the PIN or can you do it from the app?

No activation needed. As soon as you have both, the card and the PIN, you can start using it at payment terminals. For online purchases, you don't need a PIN but you might get asked to authenticate the purchase through the app or with a passcode. You also don't need a PIN to add the card to ApplePay / GooglePay.

Somewhat disappointingly for a new-ish app, the card management features in the app are very basic.

RG2015

colsten said:

Lightning360 said:

How do you activate your Virgin Money debit card? Do you have to use the card somewhere with the PIN or can you do it from the app?

No activation needed. As soon as you have both, the card and the PIN, you can start using it at payment terminals. For online purchases, you don't need a PIN but you might get asked to authenticate the purchase through the app or with a passcode. You also don't need a PIN to add the card to ApplePay / GooglePay.

Somewhat disappointingly for a new-ish app, the card management features in the app are very basic.

Not the only disappointing feature. I did a search on my interest received and there was no logic in the sequence in which they appeared, as shown below.

30 Oct 20
30 Nov 20
28 Aug 20
31 Jul 20
29 Jan 21
29 May 20
30 Sep 20
30 Jun 20
31 Dec 20

Glad I am not using it for any other, more diverse transactions.