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The "Save 12k in 2020" Thread!

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  • zafiro1984
    zafiro1984 Posts: 2,529 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Declaring 361.38 for January , form submitted. It's not quite as much as I was hoping for but a couple of unexpected bills arrived.

    I managed to save a little on my grocery budget as well as clothing and petrol but the two unexpected bills scuppered what I was hoping for - some good - some bad. Onward into February....
  • Hi, £200 saved this month. Although we wont be able to save as much until June when the credit cards are played off, we have just had a £500 vet bill so are topping up the 'vet budget' rather than save it. Hopefully all good now and we'll have a better February.
  • A_Random_Man
    A_Random_Man Posts: 1,167 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    Number 37 reporting a total of £1071.62 for January

    Mortgage Amount Outstanding £116,682.20
    2025 Mortgage-Free Wannabes #49 £1401.29/£1,250 (104.74%/100.00%)
  • Lomcevak
    Lomcevak Posts: 1,026 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    #27 reporting in with £6,290.17 to start off the year. :)
  • No 43 reporting £706 saved this month a mix of interest from regular saver, cash back and tidying up accounts as well as my usual savings.
  • cathybird
    cathybird Posts: 15,585 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    No. 10 here reporting £1,925.05 to kick off the year's savings :)
  • No 60 reporting £281 saved in January, lower than I was hoping but got big holiday in April so will be pretty lean until after that.
    It is the job that is never started that takes the longest to finish. Tolkien.
    Save 12k in 2025 No 18 365 1p challenge 2025 No 2
  • Declaring £215.53 for January, form submitted.

    Would have been more, but we had to replace the washing machine grr. Hopefully things will be better in February.
    12K in 2020 #85 £215.53/£3K, Virtual Sealed Pot Challenge #11 £34.31/£300, Frugal Living Challenge 2020, Grocery Challenge Jan 2020 £265.54/£450
  • I have submitted a form for January. It is spectacularly unimpressive, but there is saving happening where I can't see it. I have 3 days of overtime waiting to be paid, and I am still on BR tax code in my new job, so have at least £200 hidden in HMRC this month (As well as the same from October, November and December) that I won't count until I get it back. I am also aiming to have my spare room let by the end of February, so that will start to accelerate matters.

    Happy savings for February everyone!
    Save £12k in 2025 #33 £2531.77/£5000 (If this carries on I might have to up my target!)
    April take lunch to work goal - 3 of 12
  • Hi

    #17
    I have submitted the form for January to report £1000. I am very happy with this figure which has been bumped up by some overtime in December. I'm hoping for a good result in Feb when I don't pay Council Tax or water rates

    CB
    1/10/2015 Debt Free
    1/1/2018 Mortgage Free
    Now saving for early retirement
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