Ready, steady… save!
You don’t need a chart to join in. Here are 2 ways to record your savings:
1. Cross it off
Pop a chart into your first post. Saved an amount? Cross it out! Read more »
£0.01 £0.02 £0.03
2. Write it down
Skip the chart and add updates to your first post. Read more »
“Another +£3 saved today. Go me!”
Use +£ before each new saving so it counts towards your total.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The "Save 12k in 2020" Thread!
Comments
-
I was going to quit this thread already due to a big reduction in finances this month but instead of quitting, I am going to lower my goal to 5000. Only 200 saved this month but this should go up slightly as the year goes on. Any savings is better than nothing, keep pushing everyone.Save £12K in 2020 #58 - £454.58/£5,0000
-
Hi,
Please could I reduce my target to £5000.00, I have been on sick since 2019 and now I have been reduced to next to nothing and applying for universal credit, so I think £12000.00 will be out of my reach at the moment..
Thanks
Westie983I’m a Forum Ambassador and I support the Forum Team on the Banking & Borrowing, and Reduce Debt & Boost Income boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySaving Expert.Save 12k in 2023 #58 Total (£4500.00) £2500.00/£5000 = 50.00%Sealed Pot Challenge ~17 #24 Total (£55.00) £0.00/£500 = 0.00%Xmas 2023 £1 a Day #13 Total (£85.00) £344.00/£365 = 94.24%Virtual Sealed Pot #1 Total (£500) £550.00/£500 = 110.00%£2 Savers Club 2023 #17 Total (£25.00) £45/£300 = 15.00%The 365 1p Challenge 2023 #7 Total £656.19/£667.95 = 98.23%Total £4095.19/£7332.95 = 55.84%0 -
Aaargh! Job has just ended with one week's notice. Was expecting it to last another 3 months. Am negotiating my next job but it will be less. I might keep back what I was going to submit until I know for certain that I have more money coming.Debt Free: 01/01/2020
Mortgage: 11/09/20240 -
#34 - Payday today which means all the regular monthly savings shuffled about. £444.97 added in total to the various pots bringing January’s total so far to 560.20Mortgage balance as of end of Dec 19 - £120,675
MFW 2020 challenge #35 £94.62/£750; Jan running total - £94.62
Save 12k in 2020 challenge #34 £560.20/£6000; Jan running total - £560.200 -
Hi,
Please could I reduce my target to £5000.00, I have been on sick since 2019 and now I have been reduced to next to nothing and applying for universal credit, so I think £12000.00 will be out of my reach at the moment..
Thanks
Westie983
That is hard Westie983 - best wishes for your fully restored health (and finances)Save £12k in 2026 #2 I have banked £10,836.47 in 9 months, against a £10k target The Save £12k in 2026 thread is here
OS Grocery Challenge in 2026 I have a £3000 annual budget for 2026 - currently £2270.73 to the end of Oct
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the grow your own in 2027 thread brand new and sparkling - feel free to join us and say what and how you are planning
My keep within our budget diary is here0 -
laurababs and Jami74 - well done both of you for hanging in there. All of us have our challenges but reduced circumstances are so hard. Let's hope it all picks up for you.
I have a dishwasher and central heating boiler repair in train, and DH's motorcycle is at the bike hospital for some preventive surgery - all unexpected but that is why we have an emergency fund! - just as well as I had just ordered 5 tons of aggregate for a major outdoor project, and booked two separate ferry trips to the European mainland - one for him, one for us. C'est la vie!Save £12k in 2026 #2 I have banked £10,836.47 in 9 months, against a £10k target The Save £12k in 2026 thread is here
OS Grocery Challenge in 2026 I have a £3000 annual budget for 2026 - currently £2270.73 to the end of Oct
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the grow your own in 2027 thread brand new and sparkling - feel free to join us and say what and how you are planning
My keep within our budget diary is here0 -
My first update of 2020 declaring £3750 for January. This has filled the last bit of my Cash ISA and the rest put into an easy access savings account.0
-
Hi all,
Recently, I joined the saving challenge and I would like to update my "record".
There is a question on update form: "Please enter your 12k for 2020 number. *"
I guess this number is the same as I can see next to my nickname in the other file.0 -
Silverspeed wrote: »Hi all,
Recently, I joined the saving challenge and I would like to update my "record".
There is a question on update form: "Please enter your 12k for 2020 number. *"
I guess this number is the same as I can see next to my nickname in the other file.
Yes, it's the number you were given when you first joined (120 in your case, Silverspeed).
You might find it helps you to remember if you add it to your signature below; I think it helps Slowlyfading update too.
Save £12k in 2022 thread #7:
Save £10,000 Jan-May 2022 THEN RETIRE!!
Final total for (half) year: -£4,0000 -
Even tho I am in debt at the moment I reckon £5k would be achievable. Please put me down too.0
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 355.9K Banking & Borrowing
- 255K Reduce Debt & Boost Income
- 456.2K Spending & Discounts
- 248.4K Work, Benefits & Business
- 606.1K Mortgages, Homes & Bills
- 179.1K Life & Family
- 264K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.7K Read-Only Boards