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The "Save 12k in 2020" Thread!
Comments
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Hi SF,
Hope you had a nice Christmas and new year - seems ages ago now!
Anyway #51 reporting a cheery £307.82 for January.
Many thanks2026 financial goals & challenges!
1). Mortgage (started Jan 2024) £92,539.40 / £122,400.00 Overpayment total: £1,792.51 (Inc Sprive yr 1 & 2 o/p £70.93, £5.52 Natwest o/p & £55.34 reg monthly overpayment) Equity 36%
2). #47 Save 1p a day challenge 2026 £450 / £780
3). £2,873.45/ £3000.00 - Investment ISA
4). CC debt - £22,175.47. Aiming for £19,999.99 31/12/2026.
5). £290.05 / £1000.00 - EF
6). Lose weight, get fitter and read 12 books in 12 months in 2026. 5 out 12 COMPLETED0 -
I did, thank you for mentioningclarissa62 wrote: »Hi SF,
Hope you had a nice Christmas and new year - seems ages ago now!
Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
Personal Finance Blogger + YouTuber / In pursuit of FIRE
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Spreadsheet updated
Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
Personal Finance Blogger + YouTuber / In pursuit of FIRE
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HI Slowlyfading, could I please amend my target from £12k to £10k? Decided to (finally!) learn to drive this year, and having researched the price of lessons and tests etc, I've realised I won't be able to meet my initial target at all - £10k is much more realistic
Save £12k in 2022 = £3705.97/ £7,500 (49%)
Save £12k in 2021 #76 = £11,857.21/ £10,000 (118%)0 -
Please can i sign up - plan is to save £12,000!0
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Happy Lunar New Year, 12k’ers!0
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Not a problem - done!HI Slowlyfading, could I please amend my target from £12k to £10k? Decided to (finally!) learn to drive this year, and having researched the price of lessons and tests etc, I've realised I won't be able to meet my initial target at all - £10k is much more realistic
Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
Personal Finance Blogger + YouTuber / In pursuit of FIRE
0 -
Spreadsheet updated
Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
Personal Finance Blogger + YouTuber / In pursuit of FIRE
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And another two invoices have been paid. That's the last of the back pay.
£1550 deposited into my savings account. That is £1850 that will be added to February's savings.2025 Fashion on a ration 0/66 coupons
2025 Frugal challenge0 -
I thought I was doing OK until a couple of invoices dropped on the mat. I've now got to take 319.99 off my Jan total. I'm going to wait until the end of the month before I post the total because I need to see the final savings on the household spends.0
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