Paying board

MovingForwards

Previous thread as that answers some of the questions:

https://forums.moneysavingexpert.com/discussion/6060254/is-my-mom-charging-too-much

TBagpuss

OP, you mentioned on the old thread that you couldn'r afford a 1 bed property but that flat shares / rent a room was available.

What I would suggest is that you do some reseach to see what it would cost you to move into a flatshare or as a ldger or renting a room in an HMO. Check the ads to see what is included and work out out what you would have to pay for on top of the base line rent (e.g. share of bills, your own food and trnasport etc)

Compare that withwhat you are currently paying.

Then make a decision.Either move out, in which case you remove the friction btween you and your mum, and you can manage your budget without being asked for arbitrary amounts, or go back you your mum and expalin that you are able to pay £x per month, inclusive of bills, based on what it would cost you to liveelsewhere, or alternatively, if she prefers, you can pay £y + 50% of the bills, in which case you would want to see the bills. Exaplin that you have based the figures on what it would cost you to live elsewhere and that you are happy to pay a fiar amount but can't afford to pay extra , so that if she isn't happoy with your proposals you will arrange to move out.

That way, she gets to decide whether she is happy with the arrangement, and she can see how you have come up with the figures, and if she says it is not acceptable you do move out.

In your position, I think I might decide to move out anyway, as it sounds as though your mum isn't very open to eitherdiscussing things or keeping to arrangements, so you might find it less stressful to rent a room in a shared house, but that's up to you.

At elast if you have done the reaearch and made back up plans then if she does decide she wants ou to go, you know where you can go and how much it will cost.

Mica98

Hi, I've been looking at flatshares and found a few that I like. I get paid in cash so I have no proof of income, can I still apply?

Mica98

Update: my mom is now asking for £150 a week, she has told me to cancel my bus pass as I "don't need to be distracted by going out" she has also told me to try and get my phone contract reduced and cancel the netflix. Currently looking for a flat share.

es5595

Of course you can apply, they may ask for a larger deposit up-front though. Do you have a record of it going through your bank account and could provide bank statements?

maman

Mica98 wrote: »

Update: my mom is now asking for £150 a week, she has told me to cancel my bus pass as I "don't need to be distracted by going out" she has also told me to try and get my phone contract reduced and cancel the netflix. Currently looking for a flat share.

It's sad to hear but it really doesn't sound as if she's being cooperative at all. Of course you should save money where you can but there doesn't seem to be any fair explanation from your mum as to why or how she expects you to pay such a large chunk of your income.

You need to start budgeting for yourself in your own place. A room in a shared house would probably be the cheapest option. Good luck.

Takmon

rach_k wrote: »

Are you in full time education or taking a year off before uni? If you're earning £600 a month and living at home, I think £60 a week board is pretty low. What else do you have to pay for?

£60 a week is just over what all the bills for my house cost including council tax, gas, electricity, water and broadband. So it's not necessarily cheap at all, if I had a family member living with me I would only charge them the extra cost in Bill's that I would incur due to them. So £60 week would be unfair.

In the OP's case its obvious their mum is terrible at managing her household finances and she is constantly looking at getting more money from them to male up for this.

sallysaver

I cannot get my head around this situation. Here we have a young person circa 17 years of age now being asked to pay around £150 per week out of £600-700 per month's wages and cancel his bus pass as they need to stop going out, presumably he needs transport to get to work so will need the bus pass. It beggars belief.

His mother can buy 2 pairs of Timberland boots at cost of £240 and threaten her own flesh & blood with homelessness in the same breath. There is something sadly wrong here and unless there are some porky pies flying about, I find the mother's stance in all of this to be quite literally un-believable.
Here with have a young person, trying their very best to gain full time employment, paying towards their board (presumably this was discussed and agreed with the mother) and now she wants an increased amount which is virtually the monthly earnings. There is something not quite right here. Mica 98, I for one wish you well.

maman

Takmon wrote: »

£60 a week is just over what all the bills for my house cost including council tax, gas, electricity, water and broadband. So it's not necessarily cheap at all, if I had a family member living with me I would only charge them the extra cost in Bill's that I would incur due to them. So £60 week would be unfair.

In the OP's case its obvious their mum is terrible at managing her household finances and she is constantly looking at getting more money from them to male up for this.

I agree that as this is the OP's mum she should only ask for the minimum amount to cover what, for example, she's lost in Child Benefit and Council Tax. I really wouldn't want to make money from my children.

The story has moved on from that post about £60 a week and now the mum seems to want almost all OP's money.

IIRC, OP is working part time and doing Open University. I don't know how available work is where OP lives but I'd try to work full time and still do OU. I know that's doable. I did it while working full time and bringing up a family.

Mica98

I recently had a bank statement however my mom had most of my wages before they even went into the bank, I'm sure I can go to the bank to request the last few months bank statements can't I?