We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
2020 Mortgage-Free Wannabes
Comments
-
#27 reporting in with a modest total of £51.63 for April.MFW: Was: £136,000.......Now: £47,736.58......2
-
#132 with May payment of £200 bringing total so far to £2,793.80.Thanks julicorn 😃👍2
-
#18 reporting in with April's figure of £398.08
ThanksI am the master of my fate; I am the captain of my soulRepaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NILNet sales 2024: £202 -
#64 £65.60 overpayment for AprilNot buying unnecessary toiletries 2024 26/53 UU, 25 IN2
-
#31 checking in with an overpayment for May of £235.04Mortgage - £23,500 remaining
MFW2021 #8 - £2,519.77/£3,000
Overpayments: 2020 - £4,722.83 / 2019 - £16,042.002 -
icklehelen said:#3 reporting another OP for April of £400
AND my final payment and OP which totals £1000 paid today and means we are now MORTGAGE FREE
I always hoped to manage it before I was 40 and I have, with 3 months to spare.Well done Icklehelen - brilliant acheivementI’m a Forum Ambassador and I support the Forum Team on the Budgeting & Bank Accounts, Credit Cards, Credit File & Ratings and Energy boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
If you can't be the best -
Just be better than you were yesterday.4 -
Hi all
#60 with an OP of £426.94 for May. Just my normal OP since the two rate drops. Takes us to less than £16k now.
LWas MFW#60 - mortgage paid off December 20212 -
#32
Hi everyone, rang up HMRC last week because I had a feeling my tax code was wrong due to my professional fees. Looks like I was right. Surprisingly my tax refund arrived today in the post and even better, I was able to pay in the cheque with my phone. Who knew? So first part of my May OP is £61.18, every little helps.MFW 2025 #32 £4,926.23/£3,000; MFW 2024 #32 £4,217.84/£3,000; MFW 2023 #32 £5,238.84/£4,000; MFW 2022 #32 £8,246.43/£8,000; MFW 2021 #32 £8,982.73/£8,000; MFW 2020 #32 £12,000/£6,000
Save £12k in 2025 #48 £11,200/£14,000; Save £12k in 2024 #26 £13,055.37/£6,000; Save £12k in 2023 #31 £11,500/£6,000; Save £12k in 2022 #32 £7,180.24/£7,000; Save £12k in 2021 #32 £9,500/£8,000; Save £12k in 2020 #147 £9,370/£8,000
3 -
Amazing @icklehelen I love this, so inspiring, congratulations!!!
As the new O/P year opened up again for us, we've decided to plough a much bigger payment off the mortgage than normal.
#14 overpayment made for £3,871.53 mortgage now down to £70,000.00. It feels soooo good to see the zero's at the end
Thanks all, thanks Julicorn
Teameffort
Emergency fund saved, we did it!!
2020 #140 MFW £10,250.25/£9,500.00
2019 #490 MFW £ 9,964.78/£9,600.00
2018 #143 MFW £ 6,903.63/£6,500.00
MFW balance as at 31 Dec 19 77,875.00. Original end date 2043 :eek: goal 20235 -
HI all, long time no post lol, life has been crazy for a while, so not been able to come on here, however i have managed my monthly OP of £215.26 each month, so year to date is £861.04
Can you put me down for the £215.26 for Feb/March/April (think i already posted January's) thanks (number 105)
Well done everyone on their OPs to date, despite the trying times we are in.
On a positive note, hopefully if i am still ok to make next months OP, will take the mortgage down to the next 10K bracket.MFW#105 - 2015 Overpaid £8095 / 2016 Overpaid £6983.24 / 2017 Overpaid £3583.12 / 2018 Overpaid £2583.12 / 2019 Overpaid £2583.12 / 2020 Overpaid £2583.12/ 2021 overpaid £1506.82 /2022 Overpaid £2975.28 / 2023 Overpaid £2677.30 / 2024 Overpaid £2173.61 Total OP since mortgage started in 2015 = £37,286.86 2025 MFW target £1700, payments to date at April 2025 - £1712.07..3
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.4K Banking & Borrowing
- 253.3K Reduce Debt & Boost Income
- 453.8K Spending & Discounts
- 244.4K Work, Benefits & Business
- 599.6K Mortgages, Homes & Bills
- 177.1K Life & Family
- 257.9K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards