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2020 Mortgage-Free Wannabes
Comments
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Hi (No 73 here)
Pls add £119 final April payment (April total = £210)
Take care everyone & thanks Julicorn
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#93 making my first overpayment of May - £10.
Thanks for continuing to update. 😊Original mortgage total: £140,000.00 (July 2015) Original mortgage end date: June 2040
Mortgage free start date: 16th October 2018 Mortgage total at this point: £132,829.12
Current mortgage total: £54,762.71 Current mortgage end date: June 2032 Daily interest: £7.59 > £2.641 -
Good morning
How do I subscribe to a thread? At present I have to scroll everywhere and find the threads I have been reading and commenting on. XInitial mortgage bal £487.5k, current £258k, target £243,750(halfway!)
Mortgage start date first week of July 2019,
Mortgage term 23yrs(end of June 2042🙇🏽♀️),Target is to pay it off in 10years(by 2030🥳).MFW#10 (2022/23 mfw#34)(2021 mfw#47)(2020 mfw#136)
£12K in 2021 #54 (in 2020 #148)
MFiT-T6#27
To save £100K in 48months start 01/07/2020 Achieved 30/05/2023 👯♀️
Am a single mom of 4.Do not wait to buy a property, Buy a property and wait. 🤓1 -
Sistergold said:Good morning
How do I subscribe to a thread? At present I have to scroll everywhere and find the threads I have been reading and commenting on. XSave £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
My new diary is here4 -
Morning Julicorn and everyone else!
Big news in my wee world in regards to the OP's. Like a lot of people here, I can only pay 10% of my mortgage which equates to £8072.30 and this starts (and resets) on the 1st March each year. Yesterday I bit the bullet and paid the remaining full amount off. This has only left me with £2700 EF but I am due to get a refund from my AMEX for a chargeback and as I work for the NHS, I have a very secure job in the current climate. My new aim is to build this EF up and also save as much as I can for March when my amount resets to £8072. I have worked out that I have 22 payments left to make and I then hope to be MF!!!
MFW: Miss Pinky - Number 15 - Total amount for May - £5500
I love reading all the threads so will still be lurking about! Thanks all!MFW #155 -
#32, I guess it's good that I'm making this a habit
Wow its so amazing to hear many people becoming MF or close to it, especially in these unique circumstances. Had a surprise this morning as I got an automated overdraft notification. Never been in my overdraft in my life. It seems they have taken a payment twice. All sorted now. An inflated OP, as I have a tracker mortgage and it has reduced by £69 this month and £72 onwards. 2nd OP amount for May is £572.45 (inc.Tilly tidy), bringing my May total to £633.63 and means I'm only £100.91 from my target
At some point i'll address the 91p as it'll annoy me. As I'm on the save £12K in 2020 group, I wont change my target just yet.
Thanks Julicorn and MFW!MFW 2025 #32 £4,926.23/£3,000; MFW 2024 #32 £4,217.84/£3,000; MFW 2023 #32 £5,238.84/£4,000; MFW 2022 #32 £8,246.43/£8,000; MFW 2021 #32 £8,982.73/£8,000; MFW 2020 #32 £12,000/£6,000
Save £12k in 2025 #48 £11,200/£14,000; Save £12k in 2024 #26 £13,055.37/£6,000; Save £12k in 2023 #31 £11,500/£6,000; Save £12k in 2022 #32 £7,180.24/£7,000; Save £12k in 2021 #32 £9,500/£8,000; Save £12k in 2020 #147 £9,370/£8,000
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#61 reporting a £52.27 overpayment for May.
thanks2 -
Miss_Pinky said:Morning Julicorn and everyone else!
Big news in my wee world in regards to the OP's. Like a lot of people here, I can only pay 10% of my mortgage which equates to £8072.30 and this starts (and resets) on the 1st March each year. Yesterday I bit the bullet and paid the remaining full amount off. This has only left me with £2700 EF but I am due to get a refund from my AMEX for a chargeback and as I work for the NHS, I have a very secure job in the current climate. My new aim is to build this EF up and also save as much as I can for March when my amount resets to £8072. I have worked out that I have 22 payments left to make and I then hope to be MF!!!
MFW: Miss Pinky - Number 15 - Total amount for May - £5500
I love reading all the threads so will still be lurking about! Thanks all!2 -
No/6 reporting in with some over pay updates February £1200.00 / March £1800.00 / April £2200 / May £1250 so far.Thanks Ben3
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Number 20 reporting in an extra £500 for May slightly accidental as transferred too much money out of an account so put it too good use.2020 Mortgage-Free Wannabes #20 £1495.03/£2760 OP3
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