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2020 Mortgage-Free Wannabes
Comments
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Ahhhhhh it's been so long! The world is a little bit odd at the moment and I completely kept putting this at the back of my to do list.
Hope everyone is okay and well and coping in this stressful time.
#78 checking in with Overpayment of £500 in April and £560 in May.
YTD Total £1282 (Zero payments in Feb & Mar)
We breached 10% which was our goal as our Fixed Rate ends in September. Not exactly how I expected to remortgage for the first time but I guess I'll see if I'm able too. Wish me luck!Bought First Home - June 2018 Starting £218,500 June 2020 £203,800.95 :T MFW 2020 #78 - Target £3000 - So far... £2182/£3000
Ultimate Goal MFW by 40! - 20333 -
#32 - OP of £96.66 added to May from DVLA having SORN my car. I was barely using it before and have access to another car, so in the garage it goes.
Julicorn running total is £730.29 for May.
Thank you xMFW 2025 #32 £4,926.23/£3,000; MFW 2024 #32 £4,217.84/£3,000; MFW 2023 #32 £5,238.84/£4,000; MFW 2022 #32 £8,246.43/£8,000; MFW 2021 #32 £8,982.73/£8,000; MFW 2020 #32 £12,000/£6,000
Save £12k in 2025 #48 £11,200/£14,000; Save £12k in 2024 #26 £13,055.37/£6,000; Save £12k in 2023 #31 £11,500/£6,000; Save £12k in 2022 #32 £7,180.24/£7,000; Save £12k in 2021 #32 £9,500/£8,000; Save £12k in 2020 #147 £9,370/£8,000
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Hi (No 73)
£100 for May pls (May total £100) so far
I phoned car insurance firm today to check why my renewal amount was high and to tell them i could get a much better deal and cash back as well
So after a long wait the lovely guy came back and said they would match the amount plus the cash back amount as well. So i saved £65 and made it to up to £100 with a bit of survey money and sent it on its way to my mortgage. Result and no waiting for weeks for cash back, it makes you feel good when something goes your way doesn;t it
Keep safe everyone, thanks julicorn
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Number 37 with my regular monthly DD OP. This month (May) it is £95.22 please julicornSave £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
My new diary is here3 -
No. 54
Julicorn, thank you for letting me know that I'd hit my target. Hadn't expected that as we had been going to buy a car this year but glad we didn't as using it even less than we usually do (it gets run out a couple of times a week at most usually, now once a week for the shopping). Also wedding likely being pushed back so might be able to put more in this year.
If you raise me to £27000 as reckon that is as much as we can put in before we have to look at asking them to reduce the minimum payment again without accidentally paying it off early.3 -
#53
My April overpayment came from a couple of TTs totalling £52.42
Year to date is £966.35
Still OPing less while shoring up the emergency fund.
Thanks Julicorn2 -
#93 - I've just overpaidaoverpaid £10, so £20 for May so far now.
Thanks for updating. 😊Original mortgage total: £140,000.00 (July 2015) Original mortgage end date: June 2040
Mortgage free start date: 16th October 2018 Mortgage total at this point: £132,829.12
Current mortgage total: £54,762.71 Current mortgage end date: June 2032 Daily interest: £7.59 > £2.642 -
Hi All
Hope everyone is well and staying safe.
#2 with over payment for May £400.00
Thank you so much Julicorn.MFWB#2
MFTT5 #28
Save 12k 2020 #1113 -
Hi,
#30 checking in with Overpayment of £250 for May.
YTD = £630.
Thanks!2 -
Another £14.51 for me today, total for May is currently £638.84Debt busting 2022 Total £15842.68 £0 (100% paid since 1/1/22)
- DFD: September 1st 2023[/b]
Savings diary: https://forums.moneysavingexpert.com/discussion/6472040/time-to-build-my-future#latest
3 - DFD: September 1st 2023[/b]
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