2020 Mortgage-Free Wannabes

cod3

#53 and I have set my 2020 target at £5k. It seems enormous to me, but I will bite the bullet as, on paper, it should be doable. Starting the year with a total mortgage of just under £15k and the planned OP will kill off two (of four) sub-accounts.

Moneyminded

#110 reporting my first over payment of the year of £150

Dobbibill

Happy New Year everyone.



#29 checking in with my first of the rounding down figures.

OP of £24.03 - I'll be back middle of the month as usual.



Dobbi

jackieblack

Sorry julicorn

Having rechecked my calculations, can you please amend my target to £807? (My target this year is essentially £426 + interest, which I won’t have an accurate figure for until 31/12/20 - I am trying to calculate my best estimate but every different method I use gives me a different answer! This one seems like a good average to use until I have a more accurate figure)

Many thanks

Throwaway1

Can I please join this year? I'm not sure of my exact target as we are going for the maximum 10% each year but our mortgage year runs Nov to Nov so I'm not sure what my Dec 2020 payment will be. Let's go with a target of £14,000. I see line 50 is empty, I'm not sure how this works and if that is saved for someone but if not can I have it please as it's nice and easy to remember. If it's taken then assign me anything

skye_blue

Hi No 73 here

Happy New Year everyone

1st payment of the year of £80 please

Thanks to Julicorn

skippie

Hi Juliecorn,


Please can I re-enter, believe I am #144.


Put me down for £7,500.


Thanks

taka

Happy new year! Can I join in again please? I was no51 last year but am happy with any number to fill in any gaps.

Target = approx £4800 (I'm hoping to pay off my mortgage this year and exact number depends on the amount of interest I end up paying!)

Thank you!

becky170

Happy New Year everyone. We decided to overpay £700 this month (our £200 normal overpayment and £500 from a savings account which had matured) so we're off to a good start for 2020.

Could I amend my overpayment total to £3000 for this year? We've now arranged our new fix rate so our normal payments have gone down by £67 per month. We'll be overpaying this of course

julicorn

Throwaway1 wrote: »

Can I please join this year? I'm not sure of my exact target as we are going for the maximum 10% each year but our mortgage year runs Nov to Nov so I'm not sure what my Dec 2020 payment will be. Let's go with a target of £14,000. I see line 50 is empty, I'm not sure how this works and if that is saved for someone but if not can I have it please as it's nice and easy to remember. If it's taken then assign me anything

Welcome to the challenge! No 50 is all yours