2020 Mortgage-Free Wannabes

Techiescot

Please add me. OP Target of £6000

julicorn

Techiescot wrote: »

Please add me. OP Target of £6000

#44 is all yours.

teameffort

julicorn wrote: »

That's all noted, and I've given you #14 now

Thanks Julicorn

I need to invest in a bit of new tech so I can scroll again, but not until I can find a money saving deal

Signature all updated and ready to go

Thanks again

Teameffort

jodles16

Hello! #115 with an overpayment of £250 for January please!


Happy New Year everyone!


Jodles

Techiescot

julicorn wrote: »

#44 is all yours.

This is a very unlucky number ... but I am choosing to make it mean Unucky for the Mortgage Company... 44 = Death Death.



Death Death to my mortgage.:)

wh_em

Hi Julicorn, happy new year! Bringing in my first overpayment at a very small £11 just to start off we're currently paying for renovations on our new flat so the overpayments won't be huge just yet!

edit: sorry forgot to add my number #66!

Sweetie83

#24 with very first OP of £300 for Jan. Thanks for add.

Techiescot

Hi


To those people who overpay on their mortgage, do you:
Overpay by the same amount each month? or Overpay as an when you can afford to? or a combination?


How do you OP?


Any other means of paying off your Mortgage?


Thank you in advance


Newbie Wannabe Free

Lomcevak

Techiescot wrote: »

To those people who overpay on their mortgage, do you:
Overpay by the same amount each month? or Overpay as an when you can afford to? or a combination?

Both - most of mine is a regular amount each month, which I top up as and when I can (either spare cash, or other savings maturing). I've kept the regular OP running so long that it just feels like part of the mortgage, but I could have always stopped it if money was tight.

How do you OP?

Transfer between my accounts - with First Direct there aren't any restrictions, and transfers are instant

Any other means of paying off your Mortgage?

Not quite sure what you mean, but no - just me and Mrs. L plugging away at it!

We only make mortgage overpayments after making full use of pension allowances, so in theory we could pay off with the TFLS or something like that. That's years away though, and in practice we have (over)paid the whole thing off in seven years.

lindez

Happy New Year all.
#2 with my first over payment for January £5264.00. This will be the largest over payment for this year that is unless there is a lottery win!!!
Thank you Julicorn.