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2020 Mortgage-Free Wannabes

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Comments

  • julicorn
    julicorn Posts: 2,591 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    skippie said:
    #144 checking in- Long time without checking in- things have been a little crazy for everyone since I last checked in! Lockdown has been positive in respect of reducing unnecessary expenditure and my overpayments are:
    April £5536
    May £1436
    June £1281

    Thanks!
    Thank you for your update! With those overpayments, you have way surpassed your goal for the year, congratulations - would you like me to update it or leave it as is? :)
  • bigbeff
    bigbeff Posts: 1,119 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    #9 checking in. First payment for July £647.30 :) feeling good about finances again now. Tutoring has picked up for the summer so I am back where I was! 
    Debt busting 2022 Total £15842.68 £0 (100% paid since 1/1/22)
  • Suffolk_lass
    Suffolk_lass Posts: 10,321 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    julicorn said:

    And with that, we've also overpaid over half a million pounds already!  <3

    When you do updates like this I am so tempted to send personal messages to the missing target setters for this thread who are still active elsewhere in the forum pages - just a little nudge reminder but then I think how much they could be struggling so I never have. I can't help wondering where we would be though as I'm sure some will have forgotten
    Save £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
    OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
    I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
    My new diary is here
  • julicorn
    julicorn Posts: 2,591 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    julicorn said:

    And with that, we've also overpaid over half a million pounds already!  <3

    When you do updates like this I am so tempted to send personal messages to the missing target setters for this thread who are still active elsewhere in the forum pages - just a little nudge reminder but then I think how much they could be struggling so I never have. I can't help wondering where we would be though as I'm sure some will have forgotten
    I feel the same sometimes, and also wish I could encourage people who have their diaries or are in other challenges (like the MF-in-3 challenge, and the 1% challenge) to post here too, but it's still fantastic to see what progress we're making with even just the active participants. I still get super excited when people turn up again after a few months and give their updates <3 
  • f0xh0les
    f0xh0les Posts: 7,626 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    But the pre-Xmas flurry of huge o/ps for the year are sooooo exciting! 
    I think some people are putting their o/p's into a 'holding account' this year in case they need to claw them back, so December is hopefully going to be a big fat bonus for the leaderboard. 
    4/10/22One Year Mortgage Free Yay!
    NSTurtle # 55 🐢 🐢 🐢 🐢 🐢 🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 No Turtle gets left behind.[/b]
    ******PROUD MEMBER OF THE TOFU EATING COALITION OF CHAOS !!!******
  • julicorn
    julicorn Posts: 2,591 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    f0xh0les said:
    But the pre-Xmas flurry of huge o/ps for the year are sooooo exciting! 
    I think some people are putting their o/p's into a 'holding account' this year in case they need to claw them back, so December is hopefully going to be a big fat bonus for the leaderboard. 
    Remember the race to a million last year? That was almost as exciting as Christmas itself :D 
  • ElmoR
    ElmoR Posts: 414 Forumite
    Ninth Anniversary 100 Posts Name Dropper
    Hi all
    Exciting to be part of the half million paid :)
    No 45 here with an OP of £1434 for June. Still trying to keep the pressure on and nibble more months from the end of the mortgage term...
    Thanks julicorn
    ElmoR x
  • regularsaver
    regularsaver Posts: 156 Forumite
    Eighth Anniversary 100 Posts Name Dropper
    Hi All, 

    Number 133 here, just made July OP of £150.42. 

    Overpaying half a million as a collective is incredible! Genuinely blows my mind and I am so glad I have been taking part in this with all of you guys too. It feels so good every month to make my over payment and come here to report it and see every ones progress on the spreadsheet! 
    MFW - #133 - 2020 Challenge - £1230.67 / £1159
    MFW - #133 - 2021 Challenge - £1328 / £1270
    MFW #56 - 2022 Challenge - £325.35 / £1296
    Mortgage began Jan 2019 - £115,900
    Mortgage Currently            - £105,160
  • Elvie100
    Elvie100 Posts: 111 Forumite
    Tenth Anniversary 100 Posts Name Dropper
    Hi all
    #60 here with an overpayment of £426.94 again for July.
    Thanks
    L
    Was MFW#60 - mortgage paid off December 2021
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