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2020 Mortgage-Free Wannabes
Comments
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Thank you for your update! With those overpayments, you have way surpassed your goal for the year, congratulations - would you like me to update it or leave it as is?skippie said:#144 checking in- Long time without checking in- things have been a little crazy for everyone since I last checked in! Lockdown has been positive in respect of reducing unnecessary expenditure and my overpayments are:
April £5536
May £1436
June £1281
Thanks!
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And with that, we've also overpaid over half a million pounds already!
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#9 checking in. First payment for July £647.30
feeling good about finances again now. Tutoring has picked up for the summer so I am back where I was! Debt busting 2022 Total £15842.68 £0 (100% paid since 1/1/22)- DFD: September 1st 2023[/b]
Savings diary: https://forums.moneysavingexpert.com/discussion/6472040/time-to-build-my-future#latest
3 - DFD: September 1st 2023[/b]
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When you do updates like this I am so tempted to send personal messages to the missing target setters for this thread who are still active elsewhere in the forum pages - just a little nudge reminder but then I think how much they could be struggling so I never have. I can't help wondering where we would be though as I'm sure some will have forgottenjulicorn said:And with that, we've also overpaid over half a million pounds already!
Save £12k in 2025 #2 I am at £10,020.92 out of £6000 after September
OS Grocery Challenge in 2025 I am at £2234.63/£3000 or 74.49% of my annual spend so far (not going to be much of a Christmas at this rate as no spare after 9 months!
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
My new diary is here3 -
I feel the same sometimes, and also wish I could encourage people who have their diaries or are in other challenges (like the MF-in-3 challenge, and the 1% challenge) to post here too, but it's still fantastic to see what progress we're making with even just the active participants. I still get super excited when people turn up again after a few months and give their updatesSuffolk_lass said:
When you do updates like this I am so tempted to send personal messages to the missing target setters for this thread who are still active elsewhere in the forum pages - just a little nudge reminder but then I think how much they could be struggling so I never have. I can't help wondering where we would be though as I'm sure some will have forgottenjulicorn said:And with that, we've also overpaid over half a million pounds already!

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But the pre-Xmas flurry of huge o/ps for the year are sooooo exciting!I think some people are putting their o/p's into a 'holding account' this year in case they need to claw them back, so December is hopefully going to be a big fat bonus for the leaderboard.4/10/25Three Years Mortgage Free Yay!
NSTurtle # 55 🐢 🐢 🐢 🐢 🐢 🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢
No Turtle gets left behind.[/b]
******PROUD MEMBER OF THE TOFU EATING COALITION OF CHAOS !!!******4 -
Remember the race to a million last year? That was almost as exciting as Christmas itselff0xh0les said:But the pre-Xmas flurry of huge o/ps for the year are sooooo exciting!I think some people are putting their o/p's into a 'holding account' this year in case they need to claw them back, so December is hopefully going to be a big fat bonus for the leaderboard.
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Hi allExciting to be part of the half million paid
No 45 here with an OP of £1434 for June. Still trying to keep the pressure on and nibble more months from the end of the mortgage term...Thanks julicornElmoR x2 -
Hi All,
Number 133 here, just made July OP of £150.42.
Overpaying half a million as a collective is incredible! Genuinely blows my mind and I am so glad I have been taking part in this with all of you guys too. It feels so good every month to make my over payment and come here to report it and see every ones progress on the spreadsheet!MFW - #133 - 2020 Challenge - £1230.67 / £1159
MFW - #133 - 2021 Challenge - £1328 / £1270
MFW #56 - 2022 Challenge - £325.35 / £1296
Mortgage began Jan 2019 - £115,900
Mortgage Currently - £105,1602 -
Hi all
#60 here with an overpayment of £426.94 again for July.
Thanks
LWas MFW#60 - mortgage paid off December 20212
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