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2020 Mortgage-Free Wannabes
Comments
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#139 reporting in
OPs up to and including May ended at £336 and total OPs for June ended at £445. Slow and steady...
MFW 2020 #139 £781/ £30003 -
#117 reporting a +£600 for Feb. Makes it £1450 for June. Thanks Julicorn!2
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Hi (No 73) here
Final payment of £270 for the month (June total £300)
Take care and thanks x2 -
#87 popping in for an update. Although I hadn't planned on it I couldn't resist overpaying a bit this month. All my account tidy ups amounted to £34.36 taking my overpayments this year to £301.23/£2300 but more importantly, it will take me below £20,000. This is fab news.
On other fronts. My DB is now working again and does not need financial support. I have reset my financial targets tot ake into account my reduced income due to going part time. After everything my calculations take me to NO MORTGAGE as of 31st of March 2021. Yay
Wife, mother, gardener, nurse, Big C survivor. Officially retired at 55 2021 [/b][/b].Mortgage free April 2021Challenges 2024: Decluttering Campaign 32/100 bags plus 0 large items. Make £2024 in 2024#8 £0/£2024 Using my craft stash 0/52 Reading books 0/52 Donations for the CS/washing done from others (in and outs) in 2024 x 10 bags and 0 large items.6 -
Another £15 overpayment made just now through tidying up my accounts. (#93). This takes me to £325 total overpayments for June. Thanks for updating. 😊
Original mortgage total: £140,000.00 (July 2015) Original mortgage end date: June 2040
Mortgage free start date: 16th October 2018 Mortgage total at this point: £132,829.12
Current mortgage total: £54,762.71 Current mortgage end date: June 2032 Daily interest: £7.59 > £2.642 -
Hey Juliecorn, I'm closing June's OPs out at a total of £800.19. Thanks for updating!
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#112 reporting £320 OP bringing this month up to £520 total. Thanks Julicorn
2019 MFW #118: 9474/4000 | 2020 MFW #112: 2500/2500 | 2021 MFW #21: 1890/1920 | 2022 MFW #NA: 2180/1920 | 2025 rebuilding emergency fund: 2500/90002 -
Hi all, sorry for the long absence, but I am now un-furloughed and we have made the OPs we'd continued to budget for as we're coming to the end of our mortgage holiday. So I can now report new overpayments of £245.40. Not a fortune, but hopefully it will go some way to balancing off the extra interest due to our mortgage holiday. That, and we've continued to pay the interest element of our mortgage, and tomorrow once the interest is applied I'll pay off the capital element too. So I'm really hoping the holiday doesn't massively change our usual monthly payment.
Thanks for the motivation everyone - hopefully I'll get to your level of OPs one day 2 -
#22 reporting total overpayments for June came to £366.17Thanks and have a great week everyone!
Mortgage free I: 8th December 2009!
Mortgage free II: New Year's Eve 2013!
Mortgage free III: Est. Dec 2021...2 -
#148 OP of £4900 pleaseAug 24 - Mortgage Balance £242,040.19
Credit Card - £8,141.63 + £4,209.83
Goals: Mortgage Free by 2035, Give up full time work once Mortgage Free, Ensure I have a pension income of £20k per year from 20352
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