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2020 Mortgage-Free Wannabes
Comments
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Hi all,
#55 my overpayment for June is £800 taking the total for the year to £2500.
Thanks julicorn.Aiming to early retire December 31st 2026.3 -
# 79 uzubairu
Updating June overpayments by a further £220.67
June overpayments = £720.672 -
Morning 😉 Number 90 with another June OP of £205 which brings June’s total to £505. Thank you!!SPC #023 SPC 12: £125.86[/COLOUR]:SPC 13: £214.98: SPC 14: £297.41 SPC 15: £237.27 SPC 16 £335.39; SPC 17 £662.09 SPC 18 £20MFW #21 Mortgage start Dec 2015 £79,950; June 2025 £19,394.00 2025 OP £1589/COLOR]/£2,000 MFiT T6 #3 £19070/£25,500 (72.82%%) MFiT T7 #3 £2050/£21,930 (9.34%)2
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#21 back again with a further £125 paid off the mortgage giving a new and final total reduction for June of £3,625. Stay cool and keep on chipping... Thanks,
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Hi #110 checking in with an overpayment of £736.44 for June.Thanks Julicorn
- Original mortgage end date: March 2041
- Current mortgage end date: Dec 2032
- MFW 2025 #15 £378.00/ £2,400 /// MFW 2024 #15 £1,608.85/ £2500 /// MFW 2023 #15 £8,617.84/ £10,000 /// 2022 #15 £7,315.24/ £7250 /// MFW 2021 #15 £8,530.07/ £8500
- Daily interest is currently £4.48
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Morning all, hope you are enjoying the fine weather.
#141 checking in with an OP of £500 bringing the total for June to £906.90.
Thanks for updating @julicorn. Have a fab weekend all.MFW 2022 #38 - £1389.05 / £15000
MFit-T6 #18
Mortgage (30yrs): Feb 2019: £280k, May 2020: £267k, Jan 2022: £311k
Goal: Mortgage free in 15 years – 20352 -
Hi all
#145 reporting a payment for June of £102
Seriously impressed with how much some of you are able to overpay each month! however i have been working on my situation and strategy,
Phase 1 = over pay £100 per month, and for each and every month add another £1 so i am just working to find 1 more pound!
Phase 2 = building a savings/investment pot to get me to mortgage neutral in 10 years! this has started and I've been able to save £200 per month to this target already!
I have been conservative with these targets as my wife lost her job early on it this crisis, so need to have some extra cash at this moment, i might be able to adjust this in the future though!
keep safe
Mortgage balance £131,843.22
Standard term left 19y 6m (finish in 2040!)
over payment target for 2020 = £700
term left with over-payments 16y 5M
Mortgage neutral account = £2236.005 -
Lomcevak said:When I checked online banking this morning my mortgage account was showing a satisfyingly round £0.00, but having checked again it has vanished completely. Now closed and gone
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Hi. Another £50.01 to be added to mine please, making a total of £701.22 for June
Tutoring is picking up, so things are getting back on track!Debt busting 2022 Total £15842.68 £0 (100% paid since 1/1/22)- DFD: September 1st 2023[/b]
Savings diary: https://forums.moneysavingexpert.com/discussion/6472040/time-to-build-my-future#latest
2 - DFD: September 1st 2023[/b]
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#20 with another £65.60 (Prolific and Spanish Bank Bonus so still free money) bring June Total to £159.20 - thanks @julicorn
2020 Mortgage-Free Wannabes #20 £1495.03/£2760 OP2
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