📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

2020 Mortgage-Free Wannabes

1108109111113114183

Comments

  • IndiJonesi
    IndiJonesi Posts: 505 Forumite
    500 Posts Fourth Anniversary Name Dropper Photogenic
    #129 checking in with June overpayment of £962.51.  Thanks Julicorn.
  • Bizzywizard
    Bizzywizard Posts: 232 Forumite
    Fifth Anniversary 100 Posts Name Dropper
    Hi 135 here,
    £42 over-payment made for June. I am still concentrating on clearing my 0% CC down. Once these have gone, I will add to the over-payment's.
    Thanks
    Bizzy
  • Suffolk_lass
    Suffolk_lass Posts: 10,324 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Lomcevak said:
    Lomcevak said:
    When I checked online banking this morning my mortgage account was showing a satisfyingly round £0.00, but having checked again it has vanished completely. Now closed and gone :smiley:
    And today "the letter" came through the door - bank has written to the Land Registry, so the last bit of mortgageness has gone :smiley:

    You spurred me on. I made a secure message enquiry to the BS re clearing our mortgage early and redemption penalties and admin fees, so I am certain what it would cost. No early redemption fee as I am on a very favourable base rate tracker (0.49% above BOEBR - so 0.59%). Just £95 Admin fee plus interest to the payment date. I will do this when our BS Bond matures in October I think. Happy days.
    Save £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
    OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
    I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
    My new diary is here
  • Hi #121,

    still motivated but this will be slowing down a bit now to save up for the House extension and build up reserves. 

    Please could you update May total to £585.36 and June is £675.02

    thank you J for keeping us in check! 

    MFW #121 
  • julicorn
    julicorn Posts: 2,592 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    Hi #121,

    still motivated but this will be slowing down a bit now to save up for the House extension and build up reserves. 

    Please could you update May total to £585.36 and June is £675.02

    thank you J for keeping us in check! 

    It looks like with those overpayments, you've actually hit your target for the year already - congratulations! Let me know if you want to amend your target, or if you'd rather leave it as is (with the extension and all :) ). 
  • Jessy103
    Jessy103 Posts: 2,260 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    Hi everyone! I hope you are all safe and well

    No.12 reporting another overpayment for June of £150.10 taking the total for June to £236.57.

    Thanks :)
    Mortgage Balance as of July 2025 £14,900.
    Starting Mortgage Balance (June 2019) £72,000.
    Aiming to be mortgage free by my 40th birthday, June 2026!
  • f0xh0les
    f0xh0les Posts: 7,627 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    #65 reporting in with a £9.99 o/p as I got a £10.00 payout from a survey site, and as it is free money, I might as well make a tiny o/p so my June o/p total stands at £90.09 now.  If you could update me please julicorn. 
    So hard not to make a bigger o/p but I really need to save hard for building works. 
    4/10/22One Year Mortgage Free Yay!
    NSTurtle # 55 🐢 🐢 🐢 🐢 🐢 🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 No Turtle gets left behind.[/b]
    ******PROUD MEMBER OF THE TOFU EATING COALITION OF CHAOS !!!******
  • MFW2020
    MFW2020 Posts: 13 Forumite
    Fifth Anniversary 10 Posts
    Hello
    Number 122 checking in with a June OP of £528.

    Many thanks Julicorn 
  • inigma
    inigma Posts: 201 Forumite
    Part of the Furniture 100 Posts Name Dropper Mortgage-free Glee!
    #58 here with £2,500 for June. Hopefully we can now start overpaying again on a monthly basis.
    06/06/2023 mortgage mort dateJUST BRING IT
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.3K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.8K Spending & Discounts
  • 244.3K Work, Benefits & Business
  • 599.5K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.