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2020 Mortgage-Free Wannabes

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Comments

  • IndiJonesi
    IndiJonesi Posts: 505 Forumite
    500 Posts Fourth Anniversary Name Dropper Photogenic
    #129 checking in with June overpayment of £962.51.  Thanks Julicorn.
  • Bizzywizard
    Bizzywizard Posts: 235 Forumite
    Fifth Anniversary 100 Posts Name Dropper
    Hi 135 here,
    £42 over-payment made for June. I am still concentrating on clearing my 0% CC down. Once these have gone, I will add to the over-payment's.
    Thanks
    Bizzy
  • Suffolk_lass
    Suffolk_lass Posts: 10,761 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Lomcevak said:
    Lomcevak said:
    When I checked online banking this morning my mortgage account was showing a satisfyingly round £0.00, but having checked again it has vanished completely. Now closed and gone :smiley:
    And today "the letter" came through the door - bank has written to the Land Registry, so the last bit of mortgageness has gone :smiley:

    You spurred me on. I made a secure message enquiry to the BS re clearing our mortgage early and redemption penalties and admin fees, so I am certain what it would cost. No early redemption fee as I am on a very favourable base rate tracker (0.49% above BOEBR - so 0.59%). Just £95 Admin fee plus interest to the payment date. I will do this when our BS Bond matures in October I think. Happy days.
    Save £12k in 2025 #2 I saved £14,660.97 of £6000 or 244.35% of my target. The 2026 Save £12k in 2026 thread is here
    OS Grocery Challenge in 2025 I finished the year at £2880.99/£3000 or 96.03% of my annual spend so I am sticking with a £3000 annual budget for 2026
    I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the grow your own in 2026 discussion thread
    My keep within our budget diary is here
  • Hi #121,

    still motivated but this will be slowing down a bit now to save up for the House extension and build up reserves. 

    Please could you update May total to £585.36 and June is £675.02

    thank you J for keeping us in check! 

    MFW #121 
  • julicorn
    julicorn Posts: 2,677 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    Hi #121,

    still motivated but this will be slowing down a bit now to save up for the House extension and build up reserves. 

    Please could you update May total to £585.36 and June is £675.02

    thank you J for keeping us in check! 

    It looks like with those overpayments, you've actually hit your target for the year already - congratulations! Let me know if you want to amend your target, or if you'd rather leave it as is (with the extension and all :) ). 
  • Jessy103
    Jessy103 Posts: 2,533 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    Hi everyone! I hope you are all safe and well

    No.12 reporting another overpayment for June of £150.10 taking the total for June to £236.57.

    Thanks :)
    Starting Mortgage Balance (June 2019) £72,000. Mortgage Free November 2025!
  • f0xh0les
    f0xh0les Posts: 7,773 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    #65 reporting in with a £9.99 o/p as I got a £10.00 payout from a survey site, and as it is free money, I might as well make a tiny o/p so my June o/p total stands at £90.09 now.  If you could update me please julicorn. 
    So hard not to make a bigger o/p but I really need to save hard for building works. 
    4/10/25Three Years Mortgage Free Yay!
    NSTurtle # 55 🐢 🐢 🐢 🐢 🐢 🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢
    No Turtle gets left behind.[/b]
    ******PROUD MEMBER OF THE TOFU EATING COALITION OF CHAOS !!!******
  • MFW2020
    MFW2020 Posts: 13 Forumite
    Fifth Anniversary 10 Posts
    Hello
    Number 122 checking in with a June OP of £528.

    Many thanks Julicorn 
  • inigma
    inigma Posts: 215 Forumite
    Part of the Furniture 100 Posts Name Dropper Mortgage-free Glee!
    #58 here with £2,500 for June. Hopefully we can now start overpaying again on a monthly basis.
    06/06/2023 mortgage mort dateJUST BRING IT
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