2020 Mortgage-Free Wannabes

Mortgage_Minimiser

f0xh0les said:

But the pre-Xmas flurry of huge o/ps for the year are sooooo exciting! 

I think some people are putting their o/p's into a 'holding account' this year in case they need to claw them back, so December is hopefully going to be a big fat bonus for the leaderboard. 

This is certainly me - i have a very healthy EF but I've stored up my payment for the last 3 months 'just incase' and i hope to catch up again later in the year. Possibly going to be September as that  will give me a feel for how my achievement against target is panning out. 
Looking forward to a nice chunky payment - fingers crossed!

MM
x

taka

Ooops I'm one of those around the forum but not posted here... sorry. Life has been rather all over the place for the last few months - sadly my Dad passed away in May (not covid related) and I've been finding things pretty hard. On the up side I now have a gorgeous few weeks old baby nephew who is bring a whole lot of joy to my family (even if his parents are now uttely sleep deprived )

April = 221.37

May = 238.66

June = 153.53

July = 195.18 so far...

Thank you!

Tartan_Mum

#36 reporting in with an OP of £330. YTD £553.01
Trying to keep on target while maintaining the savings. Things are getting bleaker work wise.

skippie

julicorn said:

skippie said:

#144 checking in- Long time without checking in- things have been a little crazy for everyone since I last checked in! Lockdown has been positive in respect of reducing unnecessary expenditure and my overpayments are:
April £5536
May £1436
June £1281

Thanks!

Thank you for your update! With those overpayments, you have way surpassed your goal for the year, congratulations - would you like me to update it or leave it as is?

Thanks Julicorn. Yeah whack me up to £12k please.

Jessy103

Hi everyone! Hope you're all ok?

No. 12 reporting an overpayment of £1046.79 for July. It means I've made my £3k target, so please can I up it to £5000.

Thanks

uzubairu

#79 uzubairu
July overpayment = £586.74

everach

No 83 
Another payment for June that I missed sorry.
June 14.86
Total for Junes overpayment was £674.86

Julys will be coming out very soon. 

OhtobeMortgageFree

#93 - overpaid another £10 this morning, taking me to £25 for the month now.
I feel like my overpayments are so small compared to everyone else's right now but it is satisfying seeing the mortgage total drop bit by bit.

Squirrelz92

Ooooh this thread is so inspiring! All of you are doing soo well with making OP on your mortgages. Will become a home owner in the next 2 weeks and I've done nothing but research for mortgage OP ideas, read everyone's mortgage free wannabe diaries etc. Looking forward to being able to join this spreadsheet very soon!

julicorn

gemmacampbell2019 said:

Ooooh this thread is so inspiring! All of you are doing soo well with making OP on your mortgages. Will become a home owner in the next 2 weeks and I've done nothing but research for mortgage OP ideas, read everyone's mortgage free wannabe diaries etc. Looking forward to being able to join this spreadsheet very soon!

All the best for your purchase, and we look forward to having you on board soon

OhtobeMortgageFree said:

#93 - overpaid another £10 this morning, taking me to £25 for the month now.
I feel like my overpayments are so small compared to everyone else's right now but it is satisfying seeing the mortgage total drop bit by bit.

But without those smaller overpayments, we wouldn't be at the figure we're at! It's great to see how overpayments add up, either over time or even across multiple people