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PB’s Very Exciting Diary...!
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Great news about the loan and you’ve still got a sensible EF. Really pleased for youApril 2020 - £102,222 Loans/CC’s.
Jan 2022 - £0
Cleared - £102,222
Jan 2022 - Now time to build suitable investments and a business!1 -
Thank you! Yes, just the family loan & mortgage now. Of course I’m hoping that there won’t be a mortgage soon, if this flat ever sells! I still need to call the Estate Agent about dropping the price.
Yes I read about all the street party rules/laws after my post so probably a bit too difficult. A garden party will definitely be easier. Her garden isn’t tiny but it isn’t massive either, so we might have to put some chairs out on the driveway and front garden too!
Work is stressful today! I’m having a break as my head feels like it’s going to explode. I’m in demand and I need a clone machine!1 -
Hello and happy Friday! I’m having a lovely day
I have taken the girls out for a play date and it was soooo so nice to have a coffee & a catch up with the mum. I love socialising! She was really nice - I’ve known her about 2-3 years and she always seemed quite shy and reserved before, but today she opened up and I got to know her a lot more. She probably found it easier to chat on a 1-2-1 basis - usually we see each other at birthday parties etc and there are loads of other people around. The girls had a lovely time and were sad to come home but they behaved impeccably and put their shoes & jackets on when I asked (which doesn’t always happen!).
Afterwards we popped to Boots and I spent my advantage card points on a couple of products, and then we came home. Since then I’ve caught up on my washing & cleaned the bathroom so I feel like I’m bossing it todayI currently have some chicken kievs warming up in the oven - I just wanted a nice easy meal today. No complicated cooking!
OH is coming round later which I’m excited about. I might ask him to take a look at my washing machine (lucky him. I know how to treat him) as the last few times I’ve gone to put fabric softener in the drawer there’s been water in there which has never happened before... Hoping it’s just a minor issue and doesn’t mean it’s on the way out1 -
Welllll... last night was eventful. Whilst OH was round, my neighbours who live directly above me were having a gathering. Noise was off the scale and then a big argument broke out between the tenants. He spoke to her like dirt. If OH spoke to me like that he’d be made homeless! It must’ve been humiliating for her.
Thankfully I couldn’t hear the noise once I was in bed with my ear plugs in as they stayed in their living room.
Today I took the kids to OH’s house for the first time. Normally he comes to mine but as we will be living there one day I felt it’s time we introduced the girls to his home. They loved running around his gardenNow we are round my mum’s house for dinner. I’m so grateful because I honestly hate cooking!
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I’ve not updated in a few days so thought I would pop on! On Monday I reduced the asking price on my flat and I have a viewing booked for Friday, so fingers crossed he likes it & puts in a sensible offer! It’s going to be difficult keeping it tidy so I might ask my mum if me & the girls can sleep there tomorrow night so there’s no big rush the following morning (it’s booked for 10:30am). I’m sure mum would love it to be honest, she keeps wanting us to go back bless her.
Also on Monday I saw a friend who I’d not seen since February & I was in her house for over 3 hours! We can never stop chatting when we meet upThe result was I got into bed super late and spent all day yesterday absolutely shattered! I still managed to get some energy to do a food shop though (which was interesting... even the staff didn’t bother to follow the arrows on the floor!), and cook OH a nice, romantic meal (I did steak!)
lol. Brownie points for me... normally he cooks as I’m pretty rubbish! Haha. We had a lovely evening and I honestly can’t wait to move in with him
Finance update: not much to report. I paid my monthly service charge today, got part of my holiday refund heading my way, and I finally submitted my expenses which should hit my account on Friday. That’s about it really! Just plodding along until the next pay day. At least I have no car loan to worry about though2 -
I had a terrible nights sleep last night as I had something on my mind. A close friend had accidentally messaged me instead of someone else, and it was a negative comment about my relationship with OH. She basically said she was unsure about us. She quickly realised what she had done as she deleted the message, but I messaged her back and said I had already read it. She gave me an explanation but it made no sense at all (the terminology didn’t match up) so I know she’s lying. I was quite hurt about it, and confused. Me & OH are great, so I’m not sure why she’s unsure about it, and more importantly why she’s discussing it with someone else. She’s meant to be my friend. Do people in their 30s still do this?
I tried to shake it off but I couldn’t. I just knew she wasn’t being truthful with me when she was trying to explain. I’m now going to be so careful about what I say to her. Sure, me & OH bicker sometimes about silly things, but who doesn’t? And we haven’t done that in ages. We are really good right now.
My mum is going to look after the girls for me from lunchtime ish today so that I can work in peace & get the apartment looking nice for the viewing tomorrow. We are all then going to sleep at her house tonight. And possibly tomorrow. Since the neighbours had that massive argument at the weekend I’ve hardly heard them (every cloud!) but I miss my mum so 2 nights with her would be lovelyand I know she will make me feel better about my friend’s comment. I’ll get over it, it’s just a bit raw still, and I always be as kind as possible to everyone so I expect the same back... maybe that’s me being naive?
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Sending hugs PB, that really isn't a nice thing to happen and I can understand why it upset you. At the end of the day, it doesn't matter what anyone else thinks, if you're happy with OH, you trust him and you treat each other with love and respect that's all that matters. People 'looking in' from the outside often have a skewed view of how things are or perhaps are jealous of the situation you have, but their opinion really has no influence over how you live your life. Perhaps keep your distance from the 'friend' for a little while and let things blow over. xxMortgage @ 03/2019: £125,000, Now: £51,706.16
Mortgage OP’s: £20,691.73
Remaining 10% OP allowance 2025: £1327.551 -
Thanks MeandO... I have kept my distance today. I’m in a group chat with her & 2 others - it’s a very active group, but I’ve not said much since last night. I have a strong feeling that the person she was meant to message was one of the other 2 in the chat, which makes it worse. It’s so catty
I have cleaned and tidied my flat ready for tomorrow’s viewing, and it’s looking spotless. Unfortunately something went wrong with my shower & TV this morning, but OH fixed them after he finished work bless him. He also sorted out my washing machine. What a gem. Roll on tomorrow... hopefully I’ll be saying that I have accepted an offer, but I’m not holding my breath. In the meantime I’ll be spending my time with my lovely mum who has been great today as per2 -
Fingers crossed for your viewing today PB, I hope you can report back with some good news! I have a viewing on my house today too, so hopefully we can both celebrate later today! xxMortgage @ 03/2019: £125,000, Now: £51,706.16
Mortgage OP’s: £20,691.73
Remaining 10% OP allowance 2025: £1327.551 -
Fingers crossed for you too! I’ve not heard anything yet, but hopefully will get some feedback tomorrow from the estate agent.
DD2 had a zoom call this morning with her classmates and new teacher. It was funny watching her - normally she’s quite loud & sassy, but in front of the teacher she was so quiet. The teacher read the children a story which was quite sweet. Shortly afterwards I checked my e-mails and I had received both DDs’ school reports. DD1 as always had a glowing report, however DD2’s wasn’t as goodI kinda knew, due to the phone calls I had with her teacher earlier this year, but seeing the words in black and white were a little difficult for me!
OK I'm being dramatic - it wasn’t that bad, but definitely not amazing. We need to increase her reading, practice creative writing and maths (she’s quite good at maths but encouraging her to do extra won’t hurt) and try to teach her how to react when another child annoys her, instead of pushing or shoving them...She honestly is the most loving and affectionate child 90% of the time, but she wears her heart on her sleeve & sometimes her emotions get the better of her and she struggles. But hopefully with her new teacher’s support we will get a different report next year. I’m willing to put in the work. It might mean cutting back on some hours at work, as the long days definitely don’t help the situation. She understandably doesn’t want to read a book at 5:30pm when she’s been out of the house for 10 hours and she’s tired. And I feel guilty for asking her. She’s still so young.
My expenses claim & holiday refund have hit my account 😀 I am going to spend some of it on books for both girls so that we don’t slack over the summer holidays. I also want to buy a couple of educational toys, maybe something science-related as they’re normally interesting & fun.We are staying at my mum’s again tonight... last night was so lovely staying up late & chatting to her so I’m looking forward to a similar evening!! 😍1
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