TSB Classic Plus for new members + Quidco Cashback = Free £95

Yorkshire_Pud

Ed-1 said:

Yorkshire_Pud said:

Ed-1 said:

Yorkshire_Pud said:

£500+ total per month funding as long as reached £500 with any number of transfers or deposits made no difference, I still got paid.

Did you do exactly 2 transactions (such as £250 in and £250 in again) on any?

Yes on several so I would just daisy chain £250 twice through the accounts to meet both the £500 fund (2x£250) and two transactions condition and it was £250 already in a classic plus account. 

I don’t look for problems where they don’t exist!

You made 4 transactions then, not exactly 2.

1st transaction: £250 out
2nd transaction: £250 in
3rd transaction: £250 out
4th transaction: £250 in

You made 4 transactions and paid in at least £500.

But someone who just did £500 out and £500 in did 2 transactions and paid in at least £500, but isn't getting paid out.

The terms don't say: pay in at least £500 and make 2 other transactions.

Yes I know in the banking world a deposit is indeed a transaction but I chose to interpret it as not a transaction for the purpose of tsb offer and in your terms to make four transactions. Sometimes I made more just for the hell of it.

Anyway good luck to those that want to pedantically argue with tsb after getting a decline, this forum, anyone else, £500 in £500 out great, good luck with that.

I’d rather think about spending the money tsb gave me for perhaps over egging their offer terms.  I don’t need to care but have tried to help.

This is getting too kafkaesque for me.

Ed-1

Yorkshire_Pud said:

Ed-1 said:

Yorkshire_Pud said:

Ed-1 said:

Yorkshire_Pud said:

£500+ total per month funding as long as reached £500 with any number of transfers or deposits made no difference, I still got paid.

Did you do exactly 2 transactions (such as £250 in and £250 in again) on any?

Yes on several so I would just daisy chain £250 twice through the accounts to meet both the £500 fund (2x£250) and two transactions condition and it was £250 already in a classic plus account. 

I don’t look for problems where they don’t exist!

You made 4 transactions then, not exactly 2.

1st transaction: £250 out
2nd transaction: £250 in
3rd transaction: £250 out
4th transaction: £250 in

You made 4 transactions and paid in at least £500.

But someone who just did £500 out and £500 in did 2 transactions and paid in at least £500, but isn't getting paid out.

The terms don't say: pay in at least £500 and make 2 other transactions.

Yes I know in the banking world a deposit is indeed a transaction but I chose to interpret it as not a transaction for the purpose of tsb offer and in your terms to make four transactions. Sometimes I made more just for the hell of it.

Anyway good luck to those that want to pedantically argue with tsb after getting a decline, this forum, anyone else, £500 in £500 out great, good luck with that.

I’d rather think about spending the money tsb gave me for perhaps over egging their offer terms.  I don’t need to care but have tried to help.

This is getting too kafkaesque for me.

It doesn't look like they're even going to decline them (at least the ones that were rolled back from declined to tracked). They're all just stuck on tracked with no status updates.

People who took the terms at face value didn't think twice about 'overegging' the terms. We just thought we were doing what was required. If you have have a switch offer, you don't go switching 2 accounts in for the sake of it.

The fact is it's another case of (perhaps deliberately) ambiguous terms and conditions.

colsten

The Quidco offer is now £65.

AFAICS, T&Cs are the same as before. But at least one of the offers expires in 2 days. Please don't ask me which one expires and which one doesn't, or whether any expires, or all expire or what the difference between a Classic Plus and a Classic Plus is..........

 

Frogletina

I only applied near the end of April - was I supposed to make my first payment of £500 in April? It says every month in the terms and conditions - I'm not sure if this is a calender month, or if I have a month from opening the account. I got the new online banking details yesterday, but didn't set it up then.

Ed-1

Frogletina said:

I only applied near the end of April - was I supposed to make my first payment of £500 in April? It says every month in the terms and conditions - I'm not sure if this is a calender month, or if I have a month from opening the account. I got the new online banking details yesterday, but didn't set it up then.

Logic would dictate that a portion of a month is not a month so the first 3 months are May, June and July. But do TSB follow logic. Who knows?

I applied for another Classic today through Quidco and it's still tracked at £50 rather than £65...

ischris85

I notice when logging into my TSB account today, it is stating I am not signed up for paperless communications and statements but I am

Frogletina

Ed-1 said:

Frogletina said:

I only applied near the end of April - was I supposed to make my first payment of £500 in April? It says every month in the terms and conditions - I'm not sure if this is a calender month, or if I have a month from opening the account. I got the new online banking details yesterday, but didn't set it up then.

Logic would dictate that a portion of a month is not a month so the first 3 months are May, June and July. But do TSB follow logic. Who knows?

I applied for another Classic today through Quidco and it's still tracked at £50 rather than £65...

I'm hoping so...
Mine is tracking at £50 as well

Yorkshire_Pud

Agree with Ed-1 about the months and tsb and logic?

Why not open another today for luck as it seems to be ending Sunday maybe.

One thing if you have more than a couple of tsb current accounts any tsb CS on phone recently or in branch have got shirty with me and challenged me as to why I need these accounts. I say it’s an offer through Quidco so they don’t think it’s anything more nefarious but they still act like I shouldn’t be doing it. So why have the offer? Doesn’t say only one account per customer. In fact tsb don’t even know about Quidco usually.

ischris85

Decided to apply for another TSB account. Couldnt use my previous login details. Had to setup a new user name.

colsten

Frogletina said:

Mine is tracking at £50 as well

Had you cleaned your cookies before the application? I always do, before any purchase through any cashback site.

Mine used to track with £50 and an estimate payment date before; today, it tracked with £0 and no estimated payment date for me.