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Moving forward and upwards

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  • I am so chuffed with all this work you are doing! Yikes to all the printing. Yum to chips. Hope you are resting tonight. 
    Aiming for a minimal spend 2022
  • Thanks SW

    I don't know how I'm able to keep pushing but just have to hold on a few more weeks as I finish condensing the book and then allow a day off from it.

    I'm not going to print anything else, aside from my notes as it's too much paper, ink and overall expense.

    Got my feet up and watching TV 😊
    Mortgage started 2020, aiming to clear 31/12/2029.
  • Glad you are allowing yourself some rest too
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • Thanks SH

    I'm absolutely wiped out today and worked out how long I've got left in this job. 

    Finally been told what I need to do with this extra work and also got moaned at by another team member for not doing something I've been told I'm not allowed to do; punted it on to the moaner to action as I've done the work just not allowed pay it 😐

    Role on the long weekend!
    Mortgage started 2020, aiming to clear 31/12/2029.
  • Just catching up....Keep going. I admire your resolve.
    Glad to read your meds are helping too.
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 100/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • Thanks DIA

    Unfortunately I finished late and didn't have the umph to study. Losing those 2 hours has made me feel guilty as I've worked hard to keep going, hopefully tomorrow I can make up for it.

    I'm keen to have a go at the oldest exam paper, I'll just be throwing down ideas of what I'd include rather than doing a full 3 hour sitting at this stage, but it will have to wait a few weeks.

    Meds are still only working on one pain type, but I'm a bit more comfortable without the constant gnawing throughout my whole body. 

    Got my feet up and waiting on homegrown veg Chinese curry, yes all the veg is from my garden 😊 (that's perked me up a bit!)
    Mortgage started 2020, aiming to clear 31/12/2029.
  • It's good you are a bit more comfortable. 
    Chinese curry with your own veg sounds lovely. 
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 100/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • They certainly don’t make things easy in this job. Are you finishing soon? I’m glad the meds are helping a bit. Veg curry sounds lovely 😋
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • Thanks DIA and Skinty

    I've a week longer than I thought I had left, great from a money POV. I'm getting there with the new work as I'm doing it my way and it's quicker, but I'm trying not to get too far ahead as they'll expect it on a daily basis when I'm doing my normal stuff.

    I have spotted a few potential jobs here, I'll have to give serious consideration to a couple. If I apply I'll need to add a lot more information to my supporting statement relating to my qualifications and previous career. Downside is if I got offered one I'd have to slow my studies after this exam as I wouldn't be able to do one module / exam every 6 months.

    SIL has told me one dept is swamped (career roles), but I can't see any obvious vacancies for them, unless it's the ones above; I'll have to check the team structure to figure it out.

    Think I need a walk around as I'm getting very tired and need my energy for studies later!
    Mortgage started 2020, aiming to clear 31/12/2029.
  • Got 23 pages left of this chapter, hopefully I'll get it finished over the next 2 days so I can start the next one on my day off.

    I'll have to count my chapters and available time, check I'm on schedule. 

    My feet are up and I'm watching TV.
    Mortgage started 2020, aiming to clear 31/12/2029.
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