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Moving forward and upwards
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Thanks DIA, I need all the energy from positive thoughts to get through this 😊
I've asked TomBo to set up my double screen.
I'll start my studies at noon, just taking meds and a hay f tablet.
I did order some sauces yesterday as the spuds were crying out for some mojo. I'm well on my way to creating a fusion lunch box; Asian rice, Spanish spuds and Greek salad 😋
Went to bed when TomBo got up, said he is to look after the baby. Got 2 hours of broken sleep.
- he's annoyed the night zzz meds are making no difference.
I'll have a cool shower later, I look dreadful.
It's a clear blue sky, flat is warm and windows are open. The lounge is our coolest room for now, it will turn into a sauna when the sun reaches its highest point. I'm trying not to venture into the back rooms as the heat hits when stepping in.
Definitely an iced coffee day!Mortgage started 2020, aiming to clear 31/12/2029.2 -
Hope you have managed to get your screens set up and keep cool. Food sounds lovely 😋0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p12 -
Thanks Skinty
No go with the old screen as it's way too old for my laptop, we went to argoose for a new one; it's rather snazzy, 24 inch, vibrant colours and curved screen; cost £110 on sale. I'm contemplating switching my laptop / monitor round and doing the typing off the monitor with the laptop screen as secondary use, I have a separate keyboard and mouse.
- due to back / neck issues they'd have to be physically swapped round.
I've redone S1, again, as I suddenly had a brain fart before class on how to do this whole task. Submitted what I've done and I'll get feedback tomorrow, then I can really get stuck in and make headway. I'm feeling a lot happier about it now it's clicked and finished a bit early today.
Tea was a Greek salad with pilau rice.
It's currently 28° and I'm about to decant onto my chair, haven't had a shower as I've been here, there and everywhere today; spent £20 in T on emergency ice lollies, salad and other bits.
Mortgage started 2020, aiming to clear 31/12/2029.3 -
I love a Greek salad
I hope you sort out your computer and monitor. So important to be comfortable...If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720252 -
Hope you fit some rest in before next week.
Well done on the studies.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/250 -
Thank you DIA, I do enjoy a good Mediterranean salad.
Two screens made it easier with the coursework. A couple of people in the group have already passed the course and I must make a serious dent on the whole task this week.- if I can get this part done by Friday, I could have the weekend off to rest in readiness for starting work, but I'll see how I get on.
I picked up the pyramid shaped ice pops today, they're in the freezer. I should have got a few boxes for the cupboard.
I'm still using my t3ns machine, trying my hardest not to lift or pull anything heavier than a pint of water as I need it to ease up.
I do need to dye my hair, brows and lashes, tidy my brows, put together outfits and sort my pain levels this week.Mortgage started 2020, aiming to clear 31/12/2029.2 -
I received my tutor feedback just as I went to bed. It took all my energy to not get up and plough on, with a herculean effort to push it right out my mind and fill my head with other thoughts; swimming in the sea and the pool, sitting on the beach listening to waves etc. Each time the thoughts were creeping in, I imagined a little me in my head pushing them back out again as the normal me was living the imagined location. Took some doing and had to be repeated each time I woke, but it worked; little me wasn't injured tackling big thoughts either!
So far it's a cool day, benefit of being on the main road is the vehicles push a breeze in 😊 yesterday the smell of the sea was floating round the flat 😀
My CC limit is being increased. First one since I took it out. What I've been doing is putting the 'big' purchases on it, make payments before the statement is produced, clearing it or or repeating making further payments and clearing it before the second statement.
I'm currently carrying my furniture, course and monitor balance, but it will be gone payday, with me chipping away in-between. I'll pay for the next course via CC and repeat the process. Costs less than £1 interest for the convenience, I have the money saved up and can pay immediately if my circumstances change.
Looking at my savings, I've got over ¹/9th of the outstanding mortgage in the bank, still a way to go until I'm mortgage neutral, but a good start.
- I'm not thinking of the other thing which will allow me to be mortgage free until after this course is complete. I'm enjoying not having the daily stress as I'm still being ignored; have to take the little 'wins' and use to my advantage at the moment 😉
Better crack on with studies, I'm mindful my 'free' time is fast running out.Mortgage started 2020, aiming to clear 31/12/2029.2 -
I've got nowhere fast. Redoing everything with S1 but being unable to understand where I got the old information has left me scratching my head; I've left that one for now.
- feedback was I'd got it wrong.
I've re-started S2 and had the same problems.
If I can get one of these sections done, I'd be happy.
I'm at the peak of my pressure and stress levels, my pain levels are going haywire and no one does it like this in real life. I'm deeply regretting starting with this module as my confidence is fast going downhill.
- I can't do this module while doing the next one too.
Cried so much today and to top it off TomBo has booked time off this week so we can go out!! What on earth was he thinking 😭
Mortgage started 2020, aiming to clear 31/12/2029.2 -
I am so sorry to hear you are struggling with the course. Can you go back to your tutor for more direction?0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p11 -
Unfortunately not Skinty, we're on our own with this part and simply get a right, close but need more or wrong.
I've chipped away at S2 and got some more done. All I can do is keep plodding and hope I get it finished. I have told TomBo I'll have to some morning / evening over his days off.
I had baked spud and salad for tea.Mortgage started 2020, aiming to clear 31/12/2029.3
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