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Hopefully you will find it lovely and relaxing having a couple of Fridays off to swim.When DS was still at school and I worked less hours I used to have Mondays off work & go for a swim at my local council pool. When he was a baby I took him with meNow I work more hours Monday to Friday and the local pool was demolished and flats built on the land for the local university! It was an old Victorian building with an Olympic sized pool, a row of actual baths so people could wash before they had indoor plumbing 😆 and it had a small hydrotherapy pool that you could hire to teach your baby to swim. The water and the room was heated, it was lovely and warm ☺️ It’s a shame it’s gone.0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p13 -
I miss swimming it’s great exercise. I don’t like going on my so much though plus I resent paying 😂 it does sound like it will be really good though.3
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I hope to go swimming again soon.
Enjoy your Sunday restAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/252 -
Thanks Skinty, FBB and SH
It's a shame when they close / demolish the local pools.
Today I've dyed my hair and eyebrows, had a facial, did a bit of waxing, shaved legs etc and it's only my nails left to do, I've already neatened them up and another couple of eyebrow hairs to pluck.
It's cost me about £5 to do. Half a box of hair dye, a few drips of eyebrow dye, face pack, tweezers, razor and ¹/4 of a Jolene strip, nail file and polish.
Just for fun I started adding up how much it would all have cost if I used the salon a few doors away; obviously waxed legs and pits as they don't do shaving. I stopped counting at £128 😲
Time taken 2 hours, which would be about the same if I was at the salon and being moved between people.
The eyebrow dye was easy to do, I even did a cleaner job as I didn't smother my brow area, just did the eyebrows. I'm going to look into getting eyelash dye.
Just been handed food and it's more old TV series time 😀Mortgage started 2020, aiming to clear 31/12/2029.4 -
That sounds like a nice pamper day. Enjoy3
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Sounds like a great idea to DIY thenAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/252 -
Pamper day sounds lovely and what a saving compared to getting someone else to do it! You’ve reminded me I really need to my roots as well xD1
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Thanks FBB and SH
I had a San Spa shower while washing the hair dye off, forgot to add it to my pamper list.
I look more like I'm from land of the living than a zombie extra!
If I can do my eyelashes, I could stick on lip gloss and look a little perkier each day with no effort.
Nails have been done in sea nymph (pale pinky lilac to you and me). While looking through my nail varnishes I pulled out all my cheap ones and put them to one side. My next challenge is to look through my make up and decide keep or dispose.Mortgage started 2020, aiming to clear 31/12/2029.5 -
You've inspired me to do my own eyebrows tomorrow. Last time I had them done professionally they made them too thin anyway!If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720253 -
Good luck DIA, take your time and don't try to do everything in one go.
If I pluck a couple a day each time I nip to the loo at home, I wouldn't miss a couple of seconds of my day and I'd avoid taking too many out or making a mistake.
The dye has worked really well and I'd highly recommend DIY to keep that cost down too. I barely used vas3line and won't bother next time; I've never used it when doing my hair. The brow dye cost me £7, but I'll be using so little it should easily last me a year.
I've moved my mobile DD date, it now falls after I get paid.
We had chicken wraps for tea.
Mortgage started 2020, aiming to clear 31/12/2029.2
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