📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Moving forward and upwards

Options
1305306308310311528

Comments

  • Hopefully you will find it lovely and relaxing having a couple of Fridays off to swim. 

    When DS was still at school and I worked less hours I used to have Mondays off work & go for a swim at my local council pool. When he was a baby I took him with me 

    Now I work more hours Monday to Friday and the local pool was demolished and flats built on the land for the local university! It was an old Victorian building with an Olympic sized pool, a row of actual baths so people could wash before they had indoor plumbing 😆 and it had a small hydrotherapy pool that you could hire to teach your baby to swim. The water and the room was heated, it was lovely and warm ☺️ It’s a shame it’s gone. 
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • I miss swimming it’s great exercise. I don’t like going on my so much though plus I resent paying 😂 it does sound like it will be really good though. 
  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I hope to go swimming again soon.

    Enjoy your Sunday rest
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • MovingForwards
    MovingForwards Posts: 17,149 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    Thanks Skinty, FBB and SH

    It's a shame when they close / demolish the local pools. 

    Today I've dyed my hair and eyebrows, had a facial, did a bit of waxing, shaved legs etc and it's only my nails left to do, I've already neatened them up and another couple of eyebrow hairs to pluck.

    It's cost me about £5 to do. Half a box of hair dye, a few drips of eyebrow dye, face pack, tweezers, razor and ¹/4 of a Jolene strip, nail file and polish.

    Just for fun I started adding up how much it would all have cost if I used the salon a few doors away; obviously waxed legs and pits as they don't do shaving. I stopped counting at £128 😲

    Time taken 2 hours, which would be about the same if I was at the salon and being moved between people.

    The eyebrow dye was easy to do, I even did a cleaner job as I didn't smother my brow area, just did the eyebrows. I'm going to look into getting eyelash dye.

    Just been handed food and it's more old TV series time 😀

    Mortgage started 2020, aiming to clear 31/12/2029.
  • That sounds like a nice pamper day. Enjoy 
  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Sounds like a great idea to DIY then
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • riotlady
    riotlady Posts: 442 Forumite
    Sixth Anniversary 100 Posts Name Dropper Photogenic
    Pamper day sounds lovely and what a saving compared to getting someone else to do it! You’ve reminded me I really need to my roots as well xD 
  • You've inspired me to do my own eyebrows tomorrow. Last time I had them done professionally they made them too thin anyway!
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 100/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • MovingForwards
    MovingForwards Posts: 17,149 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    Good luck DIA, take your time and don't try to do everything in one go.

    If I pluck a couple a day each time I nip to the loo at home, I wouldn't miss a couple of seconds of my day and I'd avoid taking too many out or making a mistake.

    The dye has worked really well and I'd highly recommend DIY to keep that cost down too. I barely used vas3line and won't bother next time; I've never used it when doing my hair. The brow dye cost me £7, but I'll be using so little it should easily last me a year.

    I've moved my mobile DD date, it now falls after I get paid.

    We had chicken wraps for tea.
    Mortgage started 2020, aiming to clear 31/12/2029.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.2K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.1K Work, Benefits & Business
  • 599.2K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.