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Thank you DIA
It's the second day of the year and we have the windows open 😊
I managed a lie-in, although TomBo got up early.
TomBo's done the housework and it is a benefit having laminate in the lounge; I'm tempted to take up the rest of the carpet to reveal it in the hall and bedrooms but worry about noise traveling to No1.
In a few months I'd like to get the lounge and hall finished off and give the second bedroom a coat of white; TomBo has scuffed the wall when moving furniture but thankfully not damaged the paper.
I've another few days left before I'm back in work.Mortgage started 2020, aiming to clear 31/12/2029.4 -
Enjoy the break. I cant believe we all have time off at the same time.Aiming for a minimal spend 20223
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Thanks SW, although I got my dates mixed up and only have one day left ☹️
TomBo and I got our heads together and we've a load of stuff coming from JL. TomBo selected a load of kitchen storage, bowls and other bits, I picked a planter for my cactus. There's some voucher left and we will take a trip to W in a few months as there isn't one in our county!
Bills come out my account tomorrow and I'll be stretching what money I do have left until payday.
Tomorrow I'll have a pamper, walk round the village (if the weather is ok) and a final rest.
It was beef stew for tea, just debating pudding!
Mortgage started 2020, aiming to clear 31/12/2029.3 -
Glad you found a use for the JL voucher. Well done on the gardening and the soup.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/253 -
Thanks SHLooks like I'm still getting my dates mixed up as tomorrow (today) is a BH and no bills will move until Tuesday!
It's quite windy with sleet / hail stones / rain, but warm.
I've had biscuits as an early morning snack and have my feet up.Mortgage started 2020, aiming to clear 31/12/2029.3 -
I have just found out that today (Monday) is a bank holiday 😆 am thrilled to have an extra day off work. 🤗 Tomorrow (tue) is also a bank holiday in Scotland0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p14 -
It's a double BH today for both of them Skinty, perhaps my day will be twice as long.
I've managed a few hours sleep since TomBo went to work. It's horrible outside and I'll stay in.
My plans are shave legs, shower and cook tea.Mortgage started 2020, aiming to clear 31/12/2029.3 -
0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p14 -
Not sure where I saw it as a doubled up day Skinty.
I've double checked my email from before I was offered the role and it says I'm in tomorrow, but I think we only get the UK ones rather than Scottish ones on top as it's 8 BHs a year I get. Be so funny if I drag myself in and no-one else turns up 🤣
TomBo has done his shift and I got him to fill the car up on his way back. Unfortunately, he didn't pay attention to how much it cost and I have to wait for it to show in a few days so I can update my spreadsheet accurately.
I'm washing the cat bedding and once that's done I can have my shower.
I'll be roasting some chicken and spuds later.
Mortgage started 2020, aiming to clear 31/12/2029.4 -
Well done in finding out. I am not logging into work until i go in tomorrow. I refuse!!! lol. Well done on doing washing and cooking nice food.Aiming for a minimal spend 20223
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