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Moving forward and upwards

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  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    It's good that lots of mysteries are coming out. Hope you can rest a bit more. Glad you are posting as we are all thinking of you. Bet Cat is loving the holiday.
    Aiming for a minimal spend 2022
  • Thanks SW
    Cat is spoilt, didn't like being told she owes us for her portion of the holiday cost as she shut up 😹 She settled into the hotel room quicker than MILs home, probably as there's a lot less to explore. Depending on how she is when we get home, we're already talking about our next family holiday!  

    Put a large towel over the radiator and it's kept a lot of the heat out the room. It's a more comfortable temperature.
    Mortgage started 2020, aiming to clear 31/12/2029.
  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I wouldn't have thought of blocking the heat with a towel but good call. Glad you are planning another holiday. 
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    Cat is in shock now she will be on best behaviour,  you are sooo funny. Hope today goes well. 
    Aiming for a minimal spend 2022
  • Thanks SH and SW

    Everything worked out. I blubbered a lot, as did everyone, the wake was a celebration of life. 

    I ventured down a road of discovery, have no questions left to ask and received loads of answers, even down to tiny details. I'm no longer half, but a happy whole person ❤️
    Mortgage started 2020, aiming to clear 31/12/2029.
  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Great result from what must have been a really difficult day. 
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • Thank you SH
    It was very hard. I think funerals are more about giving closure and a final goodbye for the living, that was achieved.
    Mortgage started 2020, aiming to clear 31/12/2029.
  • I am so glad that the celebration of life went well and you found the answers you were looking for. I hope it brings you some peace. X
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • Thanks Skinty

    Life, and I, make sense. It's a shame it took until mom died to get answers, but that's how it was always going to be. 

    A side of me is tempted to scatter mom's ashes where dad was, so he had another chance of resolving things with her wherever they are; that would set her free in death. However, knowing my luck it would make things worse for both of them, as mom was not a forgiving woman and it would bring an eternity of hell to them instead 🙈

    They both sit comfortably in my heart and thoughts.

    I've carried a large weight on my shoulders, with emptiness, all my life and can begin the grieving process for both. 
    Mortgage started 2020, aiming to clear 31/12/2029.
  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    edited 21 December 2021 at 5:27PM
    What a profound time in so many ways, sending you love and hugs, swx
    Aiming for a minimal spend 2022
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