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Moving forward and upwards

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  • longway2go
    longway2go Posts: 1,006 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Fingers crossed on finding the OP. 

    Hope you reel better soon and packing goes OK. 
    Mortgage Aug 2019 161,000 :eek::eek::eek:Nov 2019 156,500:T Jan 2020 153,122:T, Apr 2020 149,500, Apr2021 139, 675, Oct 2021 136,823, Dec 2021 136,120🙂EF 0/12,000 (0%)😕 (5062.44 was ERC), Jan 2023 128,650. Our Mortgage is never going to be as high as it is today. :jOnwards and downwards to a better life for our family. :jJust keep swimming
  • Hope Tombo cooked you a lovely dinner and you managed to relax. Hope all goes as well as it can while you are away and that you enjoy the rest of your stay & the hotel. 
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • Thanks SH, LW2G and Skinty

    We had chicken, mushroom and pasta for tea, chocolate for pudding.

    I wanted to stay in bed today, another rough night.
    Mortgage started 2020, aiming to clear 31/12/2029.
  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    I am so glad your employer is so kind. Wishing you a good trip at a stressful time. God bless you MF. 
    Aiming for a minimal spend 2022
  • Thanks SW

    Had a lovely day and the drive home was heartwarming due to the sunset. Just what I needed.

    Packed a big bag for Cat, it's like traveling with a baby the amount she has! TomBo did his packing. I've got a few outfits packed, nice pamper toiletries and my swim gear; hopefully I can get six sessions in while away. 

    I should settle a bit once I'm back and can then plan Christmas. We're staying home this year, which is a relief.

    We had steak, mushrooms, fried tomatoes and rice for tea, chocolate for pudding.
    Mortgage started 2020, aiming to clear 31/12/2029.
  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I'm glad you are getting a nice hotel at least with a pool. Hugs.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • Thanks SH

    Had minimal sleep, not great. I'm having a bit of a painkiller as I'll be in a fixed position for hours due to the drive. 

    I've reprogrammed the heating, having it come on for 3x 30 minute bursts. 

    Have to get ready in a bit, load the car and wrestle cat into box.

    Hope you all have a good weekend 😀
    Mortgage started 2020, aiming to clear 31/12/2029.
  • Have a safe journey MF x
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    I hope the hotel is fabulous. You deserve it. Cat will be v curious in a new place. Good luck with everything. Stay strong ok. Sending hugs to you too. 
    Aiming for a minimal spend 2022
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