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Moving forward and upwards

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  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    You could insist. I would. I refuse to see certain family members on my birthday so they don't get chance to ruin it.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • Thanks SH
    I don't have that worry now with my side of the family. I do adore his relatives, it's how I expect family to be, unlike what I had.

    I'm doing some reading about dating someone on the spectrum and will have to find more to get through. 
    Mortgage started 2020, aiming to clear 31/12/2029.
  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hope it helps.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • Survived work and the commute on 45 minutes sleep, was left to get on with stuff today and I said I'll pick up training again tomorrow.

    Bank rewards received and paid to the mortgage, with a bit extra. Only £300 to find and I must check what is outstanding to have the best chance at meeting the target. 

    We're having spicy chicken wraps for tea.
    Mortgage started 2020, aiming to clear 31/12/2029.
  • MovingForwards
    MovingForwards Posts: 17,149 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    edited 13 December 2021 at 7:10PM
    The sad side.

    I think it's getting to me now, based on how much I've cried this weekend. The funeral is next week and hopefully once that's done I'll settle down a bit.

    Three estate refunds received, paid in via the app and estate accounts updated. 

    Edit to add: just had the funeral service come through, couple of tweaks and I've returned it to the celebrant.
    Mortgage started 2020, aiming to clear 31/12/2029.
  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    Glad refunds are arriving and that you managed to do a day at work. Take it easy tonight you are dealing with so much. 
    Aiming for a minimal spend 2022
  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Glad refunds are coming in. Perhaps it would be worth taking some of the extra bereavement leave you were offered. 
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • Chrystal
    Chrystal Posts: 2,000 Forumite
    Eighth Anniversary 1,000 Posts Photogenic Name Dropper
    It takes time angel.  Sending you ((((hugs)))) XXX
    I Believe.....
    That it isn't always enough, to be forgiven by others.
    Sometimes, you have to learn to forgive yourself.

    Yesterday is history, tomorrow is a mystery
    Today is a gift. That's why it is called the present.

    happiness isn't achieved by getting extra things,
    but by getting rid of the things that make you unhappy
  • Thanks SW, SH and C

    If it was my old place I would have taken all the leave and got sick notes, however I want to have a good go at my new role and make it work. It's just sometimes the quiet means my head takes over, swallows me and doesn't let me out.

    It's not long until I break up for Christmas, I've only got 4.5 working days, plus my 'holiday'.

    Following opticians advice a 'minor' eye problem caused about a quarter of my face to flare up. Local chemist looked and told me to see the Dr, somehow got an appointment and the Dr took one look at me and handed over two prescriptions. Not long got home.
    - I dislike how my body reacts to things, but this backs up my theory about what is wrong with me.

    Had homemade tomato soup and toast for tea.
    Mortgage started 2020, aiming to clear 31/12/2029.
  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Sorry to hear your eye and face has had problems. Hope it settles down soon. Not what you need at all. 
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
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