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Moving forward and upwards

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  • MovingForwards
    MovingForwards Posts: 17,149 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    TomBo did some Christmas present shopping while on lunch and I had to pick him up on my way home as he would have struggled to make it to the bus stop.

    I've been offered more compassionate days off work, however I said I'd prefer to be in, even if I'm only doing what I have already learned. I'd sooner see the last few days on the run up to Christmas working, than be stuck in my own head! 

    Chased my P45 again and told them to notify the pension I've left; can't get my transfer value until that's done.

    We had Chinese chicken curry and rice for tea, toasted bannock fruit bread (like a giant tea cake, only more fruit) for pudding and second pudding.
    Mortgage started 2020, aiming to clear 31/12/2029.
  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Perhaps take some time for free after the funeral and save some of your annual leave
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • Skint_yet_Again
    Skint_yet_Again Posts: 8,443 Forumite
    Part of the Furniture 1,000 Posts Hung up my suit! Mortgage-free Glee!
    edited 10 December 2021 at 7:03AM
    I can understand you wanting to be at work if it helps, especially now work is a much better place. Bannock fruit bread sounds nice 😋 How extravagant having a second pudding 😆
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • Thanks SH, my A/L is used up for the non-bank holiday days later this month. I'd end up overthinking things if I was home alone as I've too many unanswered questions now.

    Thanks Skinty, it was very nice 😊 

    I'm pleased it's Friday, although this week has flown by. I'll make weekend plans when I get home later.
    Mortgage started 2020, aiming to clear 31/12/2029.
  • They sound so nice. Just take it easy glad you had nice food and that Tombo is shopping for nice things hopefully for you!
    Aiming for a minimal spend 2022
  • Thanks SW, it was for other people, think he's even forgot it my cake day soon as he's arranged to meet family!

    Never mind, I picked up some Fr3nch Fanci3s to eat 🤭
    Mortgage started 2020, aiming to clear 31/12/2029.
  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Have a restful weekend.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • Thanks SH

    We're going shopping tomorrow, I'll get my brows threaded and wrap a load of presents afterwards.

    Sunday we're going to SIL, A&U are going too and we're having a late lunch; TomBo did say I could stay home and eat cake but it's not the way I wanted my day to be ☹️  

    Had soup and toast for tea, biscuits for pudding.
    Mortgage started 2020, aiming to clear 31/12/2029.
  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    edited 11 December 2021 at 10:35AM
    Glad you are having a treat and getting eyebrows done.  I am not sure if you want to go to this meal you deserve to do something nice and hope you have a good day. I had biscuits last night too.  It is chilly here. 
    Aiming for a minimal spend 2022
  • Sorry to hear your day will not match up to what you had hoped. Hope you still have an enjoyable day 
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
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