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Moving forward and upwards

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  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Brilliant price for 2 wardrobes delivered - and taking away what you don't want - result. 

    Glad you got some lie-ins and to meet a friend. All helps.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • Grogged
    Grogged Posts: 866 Forumite
    Part of the Furniture 500 Posts Photogenic Name Dropper
    Just catching up after busy period at work...
    So pleased you have a new job with what sounds like a super company!
    (Also pleased I missed out on the waxing conversation! 😆)
    If it's not adding up, compound it!
  • A little late, but congratulations on the new job.  Nothing worse than work / a job making your life crappy, I've been in that situation and life was not good. 


    MFW - 01.10.21 £63761   01.10.22 £50962   01.10.23 £39979   01.10.24 £27815. 01.01.25. £17538
    01.03.25 £14794.    01.04.25 £12888
    01.05.25. £11805. 12.05.25  £9997   05.06.25  £8898. 
     01.07.25. £7975  01.08.25 £6968

  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    Poor Tombo. Yum to bacon and hurrah that work is nearly finished. 
    Aiming for a minimal spend 2022
  • MovingForwards
    MovingForwards Posts: 17,149 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    Thanks SW

    I'm surprised he never caught it earlier as he's normally a magnet for bugs!

    It was 4 bacon, 2 haggis slices and 2 fried eggs I had 🙈 

    Thank goodness I've an end date and know it's not too long. 95.5 working hours to get through, possibly only 11.5 office hours.  

    It's the last of my long weekends this week.
    Mortgage started 2020, aiming to clear 31/12/2029.
  • Haggis is something I have never tried. Hope tombo feels better soon 
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Nearly there then - only about 3 weeks to go...
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • MovingForwards
    MovingForwards Posts: 17,149 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    Thanks Skinty and SH
    We've been chilling on the sofa watching TV this evening.
    3 weeks this morning to go and then I'm on holiday 🤗

    I'm going to save some of my wages and the money from TomBo as I won't get a full wage next month from old job and may not get paid until whenever payday is in December for new role as I may miss cut off for November.
    Mortgage started 2020, aiming to clear 31/12/2029.
  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    I hope you are paid for November that will be the icing on the cake. 3 weeks till hols. Hurrah! 
    Aiming for a minimal spend 2022
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