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Moving forward and upwards
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Brilliant price for 2 wardrobes delivered - and taking away what you don't want - result.
Glad you got some lie-ins and to meet a friend. All helps.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/252 -
Just catching up after busy period at work...
So pleased you have a new job with what sounds like a super company!
(Also pleased I missed out on the waxing conversation! 😆)If it's not adding up, compound it!2 -
A little late, but congratulations on the new job. Nothing worse than work / a job making your life crappy, I've been in that situation and life was not good.
MFW - 01.10.21 £63761 01.10.22 £50962 01.10.23 £39979 01.10.24 £27815. 01.01.25. £17538
01.03.25 £14794. 01.04.25 £12888
01.05.25. £11805. 12.05.25 £9997 05.06.25 £8898.
01.07.25. £7975 01.08.25 £69682 -
Thanks SH, Grogged and JSP.
I managed a lie in today and was startled when the alarm went off!
I'm looking forward to starting my new role, it's going to be a breath of fresh air.
One person has finally plucked up the courage to ask why I've resigned and gave me more stuff to do. Another wants to speak with me this week, this one is going to get the blunt truth.
TomBo was home early, he's managed to catch the bug going round his place. I asked him to give me loads of kisses and hugs, sadly he declined as he doesn't want me to catch it. He joined cat for a sleep but she got fidgety when I cooked bacon 🤭
Currently I'm resting on the sofa with my feet up.
Mortgage started 2020, aiming to clear 31/12/2029.5 -
Poor Tombo. Yum to bacon and hurrah that work is nearly finished.Aiming for a minimal spend 20222
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Thanks SW
I'm surprised he never caught it earlier as he's normally a magnet for bugs!
It was 4 bacon, 2 haggis slices and 2 fried eggs I had 🙈
Thank goodness I've an end date and know it's not too long. 95.5 working hours to get through, possibly only 11.5 office hours.
It's the last of my long weekends this week.Mortgage started 2020, aiming to clear 31/12/2029.4 -
Haggis is something I have never tried. Hope tombo feels better soon0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p12 -
Nearly there then - only about 3 weeks to go...Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/252 -
Thanks Skinty and SHWe've been chilling on the sofa watching TV this evening.
3 weeks this morning to go and then I'm on holiday 🤗
I'm going to save some of my wages and the money from TomBo as I won't get a full wage next month from old job and may not get paid until whenever payday is in December for new role as I may miss cut off for November.Mortgage started 2020, aiming to clear 31/12/2029.3 -
I hope you are paid for November that will be the icing on the cake. 3 weeks till hols. Hurrah!Aiming for a minimal spend 20221
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