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Moving forward and upwards

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  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I agree there's a new wave of positivity. Shows how important having a vision for your life can be. I think it was also good that you invested in new to you clothes and shoes etc. They all can increase confidence when things seem to be against us and help us push through.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    About time LOL

    Be kind to you. 

    Be as kind to you as you would be to a close friend or relative.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    I am soooooo pleased for you. At last hurrah. You have made the start of the day much lighter. Something wonderful to look forward to. 
    Aiming for a minimal spend 2022
  • MovingForwards
    MovingForwards Posts: 17,149 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    Petrol has gone up, it cost me £39 to fill my tank! I'm budgeting £100pm for petrol, £80 of that will be for work and I'll get points towards my Christmas shopping 😃

    I've purchased two wardrobes, both have the drawers in the bottom, cost £117.50 including delivery.
    - The company are having / taking the old wardrobe and chest of drawers when they deliver.

    Plans for the dressing room:

    TomBo can move all of his stuff into his new one.

    I'm going to move as much of my clothes into mine as I can, while also going through them and adding things to the charity bag.

    I've some storage bag things with zips and handles which will house the bedding and towels, they can go on top of the wardrobes.
    - the tallboy can then get rehomed.

    In the dressing room there will only be the 2 wardrobes and my art area! 

    Bedroom ideas:

    All that will be left to do in the flat is the bedroom and I can upgrade that next year 😃 

    I've got 1K3A cubes in there, they currently hold most of my clothes and my shoe / boot collection is on top. Writing this up, they're probably perfect for the bedding and towels. Ummm I feel a dilemma coming on 🙈

    Slight change of plan for this afternoon, we're meeting up with cousin for coffee and it's sunny.

    Life is heading in the right direction 🤗
    Mortgage started 2020, aiming to clear 31/12/2029.
  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    This all sounds wonderful. New wardrobes and a new room and meeting up with nice people. So happy for you. Im taking the rest of the day off too in celebration!!! :D
    Aiming for a minimal spend 2022
  • MovingForwards
    MovingForwards Posts: 17,149 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    Thanks SW, it's been a nice day and I hope you've got cake!

    Used my B00ts voucher, picked up San Spa shower gel, 2x refills and travel sized hand cream; it will fit nicely in my handbag.

    The impromptu meet was great, I had a Belgian chocolate, hazelnut and whipped cream cold drink and I got to see their delightful 'puppy' again 😍 

    TomBo is batch cooking and seems to have found a routine doing it, I've got my feet up 🤭

    Having roast pork tonight.
    Mortgage started 2020, aiming to clear 31/12/2029.
  • Wardrobes sound great and a good price including delivery. Great that they can take the old ones too. Save you having to get rid of them! Sounds like you’ve had a lovely day I am glad you have your feet up resting 
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • MovingForwards
    MovingForwards Posts: 17,149 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    Thanks Skinty

    I didn't relish the idea of trying to give them away and asked on the off chance as they came with the flat.

    Maybe I should have donated them to charity, but I need them for now and wouldn't have the space to store them until collected when the new ones arrive.

    The pine frame of mine kind of ties in with TomBo's new one, the window surrounds and my easel. The white doors and drawer facings will tie in with art area; white desk for my PC (for photography).

    The room itself is white and I've one painting of lilies hanging up.

    It should look great when fully organised 😃
    Mortgage started 2020, aiming to clear 31/12/2029.
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