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Moving forward and upwards

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  • Sounds like a great plan 😊 You know in yourself when the time is right and I can only see positives in your decision making. Good luck 
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • Thanks Skinty

    It's been bubbling away for a few years and I've tried my hardest to suppress the idea of returning. I've had random thoughts about doing it, but made excuses to myself about why I shouldn't.

    When I wrote that huge post the other day about how I work best, it was written while I was thinking about my old roles.

    Every job I've looked at, thought it may be a possibility, have always had some offshoot from my career and it was that aspect which was the appeal for each position. That in itself speaks volumes and I can't ignore it.
    Mortgage started 2020, aiming to clear 31/12/2029.
  • Grogged
    Grogged Posts: 866 Forumite
    Part of the Furniture 500 Posts Photogenic Name Dropper
    Sounds like you've had the final nudge to get back into something you obviously love.
    I don't think you'll ever get job satisfaction or the support or recognition from your current employer.
    If it's not adding up, compound it!
  • Good to hear that tombo is on the same page and backing your decision. He can probably see the change in you with the current job is not a change for the better. 
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • Thank you Skinty, he can definitely see the changes. While he's not happy about me remaining in FT work, he knows I will be able to drop down to PT after I'm established again.

    I'm looking into reinstating my English membership. It may not be financially viable and the money could be put to better use funding my Scottish one and the courses.

    Today I've ordered four books to read and worked out my long-term career goals. They're not to the size I had previously, but definitely attainable within 5 years. I've opted for knowledge and experience, rather than aiming for the top ladder rung. 
    Mortgage started 2020, aiming to clear 31/12/2029.
  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    edited 29 September 2021 at 7:10PM
    I am so cross the current employer has not even tried to make your role doable. They hired you gave you a ridiculous list and just assume you will do it when it sounds impossible. What a horrible employer. I am glad you are considering something where you feel more confident and hope that you get an employer that values your talents. Tombo is lovely and glad he is with you.

    Aiming for a minimal spend 2022
  • savingholmes
    savingholmes Posts: 28,973 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Really, really happy that you are going for it. A long time coming it seems to me. Hopefully now you are settled in your flat it will be easier for you.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
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