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Moving forward and upwards
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That’s great savings on the suits etc, you will look fantastic which is a great confidence booster for any interview0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p13 -
Thanks Skinty
It was a bit spendy, but worth it. Looks like most of the items will arrive this week and I can create additional outfits from what I own. I shouldn't need to buy anything else after the last suit I'm trying to win, if I lose out then I'll make do.
I'm having my catch up with the one agency tomorrow, not heard from the one I've submitted applications to. Will aim for two applications a week.
Got my feet up after driving home, achieved next to nothing while in today and the one aspect has now been allocated to the newbie; thinks my role is too big and knows it's a common thing the company does to save money.
My cat has had her genetics kick in and is chasing a huge 8 legged thing round the flat. I will get TomBo to deal with the body when he's home 🙈
We're having beef and barley for tea.
Mortgage started 2020, aiming to clear 31/12/2029.4 -
Fingers crossed for the agencies and well done on the bay wins.
Err, is TomBo dealing with the cat or 8 legged thing? 🤣If it's not adding up, compound it!3 -
Thanks Grogged, think it was 7 by the time she finished. He's doing the disposal and tried to appease the cat as she wants another one to play with 🤣Mortgage started 2020, aiming to clear 31/12/2029.3
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Final total for my shopping spree and moving on to bigger and better things:
Spent £175.36, broken down as:
- items costs £105.98
- P&P £51.38
RRP, if all were brand new from the shops, over £900, instead I've a mix of new, new unused, used.
For my money I've got:
- 3x suits £36.50- 3x shoes £19.49- 3x bags £30.00- 2x watches £4.78- 1x boots £15.21Plus P&P
I must admit to being quite pleased with everything I've got arriving.
If I get a second interview, or interview in the same company, but a different department I've got enough clothing changes for people not to think I only own one suit!Mortgage started 2020, aiming to clear 31/12/2029.3 -
You’ve certainly got lots for your money. It all sounds fantastic. Well done on the savings. 🤗0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p13 -
Wow, a huge amount of goodies for the money spent. Hope they do the trickIf you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720253 -
Hope it works out for you. Sounds like great bargains.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/252 -
Thank you Skinty, DIA and SH
It may take a few attempts, but I will get a new role.
Had my catch up with the nice independent agency, which was good and informative; there's a lot of avenues open to me due to previous experiences and because of a couple of things I'm doing in this job.
She doesn't think my current salary is unrealistic, said I'm massively underpaid for my current job and responsibilities, and also suggested how far up the ladder I should aim for when I'm back in my career role.
Mortgage started 2020, aiming to clear 31/12/2029.5 -
Amazing bargain on the new work look.
You must be pleased after speaking to the agency, I know I would be, especially with so many options open to you.If it's not adding up, compound it!2
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