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Moving forward and upwards
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Can't say my art paintings are as good as my house painting, but with more practice I can get better SW. Must remember where I've put my drawing things.
- It's nice to have an indoor hobby for when the weather / my health is too bad to go out.
Spent £60 in T, topped up the freezer and cupboards, some great YS veg, bread baking related things, toiletries and some YS greens for SIL's furballs. Only need veg and milk when next venturing out. Dropped SIL's things off on the way home.
Moved the pennies to savings.
We had YS wings for tea, ice cream for pudding.
Mortgage started 2020, aiming to clear 31/12/2029.3 -
Definitely get your glasses sorted. Not good for your eyes not to - and besides they do important checks of your eyes that can be an early detector of other issues.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/252 -
The ones I have are fine for the TV etc, just scratched lenses. One thing I do look after are my eyes as I do so many 'visual' hobbies SH. Free eye tests up here every 2 years.
Need to call the dentist for an emergency appointment. I can't bite on my normal side, feels like my tooth is getting pushed into my jaw, my meds combination isn't making a difference and it's been four days. The pain is annoying me, but hot / cold doesn't make it worse.
Haven't done anything aside from surveys today, I may have the running total as part of my end of month update.
TomBo baked an apple cake, nice and soft, easy to squash to eat 😂 I think it was another one he picked up online as he kept nipping between the kitchen and his PC.
We had curry and rice for tea and been told I'm having soup tomorrow 🤭
Moved a bit of money to my now highest interest account and paid the little utility bill amount.
£106.56 in the bank, CC and bank fee still to come out.Mortgage started 2020, aiming to clear 31/12/2029.3 -
Apple cake sounds lovely....Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/252 -
Ouch to toothache hope you can get that sorted it sounds very painful!0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p12 -
Thank you SH, it was a nice cake, had seconds for supper!
Thanks Skinty, I've been holding my soluble meds over that side of my mouth, which appears to be helping, or they are just naturally calming. Been racking my brains trying to work out what I've done to irk them.
I didn't call the dentist as it snowed on and off today, was very cold and also had urgent work things to do; having to leave the laptop on while the last one is sorting itself out.
- seems everyone emails me urgent things when I've finished for the day and on my long weekends, which is a bit unfair.
Potentially WAH all year, which is great from a financial POV, but won't start counting my chickens yet.
I'm having ox tail soup, with bread for tea, pudding will be the last of the apple cake.Mortgage started 2020, aiming to clear 31/12/2029.4 -
Ouch, I hope your toothache improves soon! We've had lots of snow here too, absolutely freezing!3
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I know it sounds daft but if your gums hurt put a bit of bicarb on them and the pain will stop. I had painful teeth/gums due to nighttime hypos last week and did this (mum's advice) and it has stopped. Glad you still have some money left. Roll on payday. That's all i think about i think!!!! It is freezing down here i hope you are ok.Aiming for a minimal spend 20223
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Or maybe try the old wives tale remedy for teething babies & rub whiskey on your gums 🥃☺️🤪😂0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p14 -
Sensitive tooth paste definitely helpsAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/252
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