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Moving forward and upwards

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  • Thank you RL, SH and SW.
    It's worked out well me not being able to use all my holiday last year, in a way. I do miss having the BH's to break up the months, but the long Christmas break is good.

    I think we do need some extra days for ourselves at the moment.

    Focus group survey done, upto 5 weeks before the money is added and I've completed more of my normal surveys £12.75 in points now.

    My aims for this long weekend:
    - connect PC lead
    - test run with my camera
    - start my art painting
    - paint my nails

    Hopefully a relaxing one, which will provide big results and enjoyment.
    Mortgage started 2020, aiming to clear 31/12/2029.
  • longway2go
    longway2go Posts: 1,006 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Hi MF, 
    Just caught up with your diary. Your art studio sounds ideal with those lovely views. Have you ever thought about selling some of your photos, I saw today that you can make a bit of money from some sites for something you enjoy.
    Sorry to hear about TomBos job but it is great that you have a plan in place and can continue to save. I hope he is OK and finds his feet with the changes soon. 
    Glad that you have made progress with your supplier and they gave you some money off but sorry you still have unresolved issues 
    Mortgage Aug 2019 161,000 :eek::eek::eek:Nov 2019 156,500:T Jan 2020 153,122:T, Apr 2020 149,500, Apr2021 139, 675, Oct 2021 136,823, Dec 2021 136,120🙂EF 0/12,000 (0%)😕 (5062.44 was ERC), Jan 2023 128,650. Our Mortgage is never going to be as high as it is today. :jOnwards and downwards to a better life for our family. :jJust keep swimming
  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Glad you are doing things that make you happy. I bet TomBo is enjoying the break from 4am starts. Shudders. I am a night owl not a lark.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • It sounds like you are both much more relaxed. Have a lovely weekend painting 👩🏻‍🎨🎨🖼
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • Thank you SH, his shifts were getting to me as there was very early starts one day, lates the next, very early the one after and things could change with no notice. If it was fixed days / shifts it may have worked out better, but we could never plan anything with how it was.

    Thanks Skinty, we're having a B0gart weekend for our nighttime films.

    The mysterious cooking was 5 minute bread, cooked in a frying pan; like a pita bread, crusty outside but very fluffy inside. I've asked if he will make it again 😃
    Mortgage started 2020, aiming to clear 31/12/2029.
  • I like the sound of theming your films. Fun. 
    It sounds as if the arrangement with your BF suits you both. 
    Bread sounds interesting.
    Hope you are enjoying your weekend.
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 100/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    How brilliant not only do you paint and decorate houses, you can paint. I cant do either v well. Good luck with spec shopping. I hope you had a good day out. I love Bogart, my uni lecturer was the spitting image of him. I hope you are both relaxing and Tombo can bake some bread and chill a bit. 
    Aiming for a minimal spend 2022
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