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Moving forward and upwards
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MovingForwards said:Not sure what the postie will think when he sticks his hand in now to shove letters through and it's soft rather than half a broken draught excluder 😂
Mind you, if he looks through the letter box, he might be alarmed into thinking that it's a leopard you have roaming about....
"...when you have eliminated the impossible, whatever remains however improbable, must be the truth..."
"Mastering a low budget lifestyle now, means you are set for life" quote by 'Miss Babs'
Dog's 'Pot o' Gold' = £23.85
Household maintenance = 0
Prolific Academic = £41.643 -
No post today, so have to wait another day to see how the postie reacts!
The small changes to the porcibule made a huge difference to the temperature, nearly froze this evening opening the door when the new compost bin was delivered 😬
Christmas holidays seem like ages ago and I've only been 'back' a day.
Mortgage started 2020, aiming to clear 31/12/2029.3 -
Well done on getting back into the swing of work.
Great the new compost bin has arrived. It will help you look forward to using the garden again.If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720252 -
Enjoy composting. Glad your letter box draught excluder is working a treat.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/252 -
Thank you DIA and SH.
I wouldn't say I'm in the swing of it, just getting on and keeping my head down 🤭
The collective draught measures have worked together.
- Just the window frame seals to do and the whole flat should be a lot better. It's not freezing in here, just needs a little TLC.Mortgage started 2020, aiming to clear 31/12/2029.5 -
I can see porcibule catching on!
You could use the space behind the door curtain to keep things cool at this rate....
"...when you have eliminated the impossible, whatever remains however improbable, must be the truth..."
"Mastering a low budget lifestyle now, means you are set for life" quote by 'Miss Babs'
Dog's 'Pot o' Gold' = £23.85
Household maintenance = 0
Prolific Academic = £41.643 -
It's actually warmer in the porcibule than the hall, but then the kitchen and bathroom window frames do need new sealant.
Postie seems quite happy with the letterbox cover, his fingers are no longer getting stuck! He came back with a second delivery today 😁Mortgage started 2020, aiming to clear 31/12/2029.4 -
Crikey, you will get there, you have all the experience of your previous cold homes to take stock.
Happy postie! Can only be a good thing...."...when you have eliminated the impossible, whatever remains however improbable, must be the truth..."
"Mastering a low budget lifestyle now, means you are set for life" quote by 'Miss Babs'
Dog's 'Pot o' Gold' = £23.85
Household maintenance = 0
Prolific Academic = £41.643 -
You will be warm and snug with all your draught excluding measures Babs, especially once you have done the sealant.I am visualising a porcupine living in a porcibule 😆0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p13 -
Thank you Ren and Skinty, haha!
Went in very early this morning as I had to rearrange a few offices 😬 been sitting on the sofa all afternoon, thank goodness it's the weekend.
Depending on how I am tomorrow I plan on doing my filing and going through my two boxes of books, see what I can scale down so I can get my art area set up in the second bedroom.
Moved some money to savings.
£130 in the bank, 19 days until payday.
We had pizza for tea.Mortgage started 2020, aiming to clear 31/12/2029.5
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