📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

NST: November 2019

1262729313261

Comments

  • apple_muncher
    apple_muncher Posts: 15,241 Forumite
    Part of the Furniture 10,000 Posts Mortgage-free Glee! Name Dropper
    Thinking of you, indigo. And your sil, toni'sfriend.


    Today I am grateful for a sofa to snooze on, for a short walk in the sunshine, for amenable buses, for lemsip and balm tissues, for dh making a good bonfire and having some fireworks with friends.
    NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!
  • Today is NSD 6/15, I did make planned and set aside donations at church, and for the local legion but that was all so under my own rules it counts! Ended up having a very lazy afternoon with DD, we don't often have time for that so it was very enjoyable.
  • I managed a no spend. Wrote a blog post, watched several series of Big Bang theory and played some games. I am off to bed soon.
    No Spend November 2/15 and SPC 134
  • NSD 2/15. It’s been hard as I often buy stuff online over the weekend on Etsy/amazon but I didn’t. Went to Lidl again yesterday for shopping and have to go back tomorrow. I was buying my son lots of baguettes from Greggs for his lunches but now I am getting the doings from Lidl and making them myself. Cost per baguette is now about 50p as opposed to £3.30 for baguette and coke. Will get some cheap coke tomorrow.

    Ordered my son his new Motsbility car. A BMW X1. I am beyond excited for it. Does that count as an outing?

    Anyway, grateful for the people and animals who died for our country and freedom, the motability scheme and Malbec.

    Donated £5 for my remembrance cross.
    :heart2:I have a child with autism.:heart2:
  • ditty1234
    ditty1234 Posts: 2,122 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    edited 10 November 2019 at 10:48PM
    I'm all YES-vember this month.

    Budget:
    Fingers crossed for an event free week. I seem to be all out of luck at the moment, car trouble, a parking ticket - got the cancellation though - so thats sorted, and then Saturday morning I woke with a crash when the side of my bed broke, am sleeping in spare room. Not sure what to do at the moment.

    5/15 NSD'S
    An other one today:-).

    Lunch to Work : Always. Baked rye spelt rolls.

    Remove 60 Items -
    Well this hasen't happened yet, volunteered to take glass recycling from fundraising event last night, stil need to stop by skip though.

    Daily Fresh Air -Well 2 river walks yesterday morning and a long road run this morning _ I thought the route would be 6 M but it was only 5, so I did it in an hour - am quite happy w that. And picked most of the figs of the fig tree and rescued banana. Gave it a hair cut, due to frost damage.

    Donate £5 - spent £5 at fundraiser last night on beer and cake! Not all that altruistic.

    Daily Gratitude - for good knees, clean air and choc cake - even if I baked it.

    New Habits -
    1)get off computer and phone - have not really done well today.
    2) pay attention to detail - vacuumed house, cooked and cleaned, will get up early to do prep in morning.
    Isa help to buy: 1000/3000 33%
    Emergency fund: 100/1000 10%
    Weight loose 8.6 kg - while having fun. 0/8.6 0%
    Focus debt to clear HSBC £10/1111, 0% updated May 25
  • misstara
    misstara Posts: 3,992 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Budget - ynab updated, planned outing for coffee and cake and got bread, milk, etc.

    NSDs - still on 4/15.

    Lunch to work - day off today, took soup out of the freezer for tomorrow.

    Items removed - 24/60, nothing today.

    Use up - 1 hand cream now used up, 3 to go.

    Outings - have been to the fireworks and met friends today for coffee and cake.

    Daily fresh air - walked into town and back again.

    Gratitudes - seeing friends, coffee and cake, roast chicken dinner, no rain today..

    New habits - to do an average of 10,000 steps each day so 300,000 over the course of the month, 95,307/300,000.
    Mortgage 26.4.25 - £108,500  1.8.25 - £106,362.86
    Mortgage overpayment savings - £3.33/£50
    Mortgage overpayments so far - £675.98
  • apple_muncher
    apple_muncher Posts: 15,241 Forumite
    Part of the Furniture 10,000 Posts Mortgage-free Glee! Name Dropper
    I love the BB theory!


    Well done katinkka on not buying stuff online this weekend. And for your liddle bargains. Hope you are wearing your smug face!
    NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!
  • aimeemum
    aimeemum Posts: 687 Forumite
    Part of the Furniture 500 Posts Xmas Saver!
    #20 checking in

    Budget - So far so good. Spent when I wasn't expecting to yesterday but that should be covered by some sales on ebay/fb later in the week. Fingers crossed.

    NSDs - 6/15. - Stuck on 6! Ended up with hubby bringing home chippy tea but as it was just the 2 of us it didn't cost much. Today *should* be a NSD as long as hubby is on board lol.

    Lunch to work - Corned beef sarnies for hubby and the kids :D

    Items removed - 13/60 - 2 DVDs into the donate bag and put 2 things onto ebay.

    Outings - 1/2 - next one planned for the 17/11.

    Daily fresh air - Already took a walk up to the village recycling bins, and to the school bus run this morning.

    Gratitudes - Autumn TV dramas (currently half way through Sneaky Pete S3, World on Fire and loving the new His Dark Materials), Delicious frozen veggie burgers that I'm looking forward to for my tea, and my newly completed Christmas cross-stitch wreath makes me grateful for YouTube tutorials, without which I couldn't have backed it :)

    New habits - Routines are going well still....on my to-do lists this week I have my bathrooms are getting a damned good clean and I need to have a good sort out of my kitchen - all prep for Christmas :D
    Changing my Family's Future!! - Starting again!!!!
    Current Progress -
    Debt - Start date 14/4/25 = £14,880.45
    Savings Goal = £1000 EF - £0/£1000 = 0%
  • Grateful for 3 things - Poundland Xmas treats, two hours of peace for myself yesterday, warm leggings

    15 NSDS 3/15

    Remove 60 Items - 47/60

    Outings - not yet

    Use up Toiletries and Condiments - yes, using up nicely

    Budget - yes

    Pay to Debts/Savings first - yes, done

    Avoid Coffee Shops / vending - 10/30

    Lunch to Work - retired but will be taking packed lunch on days out

    Tread lightly - still no sign of the robin

    Donate - did this

    Reach out - chatted to my favourite YouTuber

    New Habit/ Things to do - working on it
    Stop Buying **** We Don't Need :D
  • lcc86
    lcc86 Posts: 2,466 Forumite
    Tenth Anniversary 1,000 Posts Photogenic Name Dropper
    Just popping in to post as I didn't get a chance yesterday. Was outdoors all day, went out horse riding first thing, then volunteered all day. We had some training as well after the volunteering, so was outdoors pretty much from 8am to 4pm. Had a nice hot bath and then an easy dinner as didn't fancy cooking much. Struggled to get up this morning but went for a little walk around the block to loosen up. Am working from home this morning, into work this afternoon.


    I checked my bank accounts this morning, and somehow I am down about £100 that I can't account for. I'm really confused as I haven't been spending and I've been noting all of my spends, so I don't know what's happened. Hoping it's just an error and that I've forgotten about a particular bill or something. I haven't had time to go through the accounts in detail today but I'll have to do it soon to try and sort it out. If not I am VERY short for the rest of the month. Feeling a bit fed up of having to watch every penny so tightly even though I'm not in debt any more, just feels like I can't get anywhere sometimes.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.3K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.2K Work, Benefits & Business
  • 599.4K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.