Every debt this debt will go down

NeverendingDMP

Just for a record.
Dmp
oh name -Pra 2693, cc still with original bank 4768.
My name- 7243 managed by wescott.
All on payment plans so should tick along for a bit.

joedenise

Could you contact your mortgage company and ask them to just update once a month, once a quarter or however often you would like.  My mortgage company just used to send an annual statement with every single small overpayment on it along with the regular monthly payments!  Used to run to several double sided pages of A4! but at least they didn't send every time I made a small payment.

I think it's certainly worth a try - would have driven me mad if they'd sent me an update every day (well virtually every day as I used to round my account whenever a payment came out and my DDs were spread throughout the month, plus of course the days when I shopped - they all add up).

NeverendingDMP

Sounds like a good idea. I will give them a call. I wont be paying massive amounts hence not wanting all the letters being sent. Money swapped yesterday and today so accounts end in zero. Only bought petrol and some top up food so no major overspend either. 
The elf reappeared and the homemade advent calendar went down a treat which is all good x

NeverendingDMP

Not much to report. All my accounts ending in zero so no worries there. 
Need to decide when I can fit the rest of the wrapping in but otherwise all set for the kids and only 2 adults to sort. 

jwil

Why not squirrel all the pence into a F&F pot, then you can knock off a debt when you've got enough to make an offer.

NeverendingDMP

Think I might. Gives it a point doesnt it of something to squirral away for. Overpaying the mortgage would be sensible to reduce interest but you cant get the money back out if you are in a pickle  !! I'll likely borrow any savings back in an emergency but that's okay. Smallest debt is pra at 2693. They are not known as being the lowest for settling but we are only paying a pound a month for that one so they may get fed up and accept an offer at some point. 
The largest debt is mine and the default drops off sept 21 I think. My other defaults are up to12 months after that but have all been settled already. The other 2 remaining debts are in oh name. There defaults wont drop off for another 3 plus years.  

NeverendingDMP

So an interesting few days all things considered. Got a xmas tree which fell down a lot but is now suitably propped and upright. Had a magic bag too for the first time. It's quite exciting to see what you get. We did okay and it included a multi pack of hula hoops that were successfully devoured, I also now have about 6 months of mushrooms in my freezer lol.
Random pence saved to one side and currently sat in a kwik fit as my tyres need air desperately and I cant get the dust caps off. Wd40 didnt work so the professionals are doing there thing and fitting new valves so I can use the. Again. The Joy's eh

NeverendingDMP

Car all sorted. One of those things that crops up when you are financially tight already. Ah well. Tyres fully pumped and road worthy again now so cant complain 

jwil

Glad the car is sorted

NeverendingDMP

Me too. I've had a little whoops with the boot catch now though and I cant open the boot. Who needs a boot though eh. Its one of those weeks!!!!
I'll have a proper look in the daylight to see if I can fix it by brute force or I need to visit the garage again !!!