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Every debt this debt will go down

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  • jwil
    jwil Posts: 22,082 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    It has, it's so hard.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • Right so. Time for a reality check. My diary title is not really possible in current financial climate. My debts in November were 8090. They are now higher with only a 40 e fund, no savings in annual pot and the children's birthdays all within next two months.-no savings in that pot either.
    On the flip side I'm aware of this and half the country is having similar issues so I don't feel like a failure. It is what it is. Unsure whether to plough on or start a new diary with a positive attitude that hides the facts my debts are now higher . Hee hee.
    Jan 18 Joint debts 35,213

    Mortgage Jan 18- 77224 May 25- just under 65k

    June 25 Debts in my name only £5170. DH can't keep track...
  • jwil
    jwil Posts: 22,082 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    It's not a failure, life happens.  No one could have predicted the last few years!

    Do whatever you feel makes you happier.  If the title of the diary makes you feel bad then start a new one.  Sometimes it's just nice to have a fresh start anyway.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • Ah thanks jwill. Lovely comments. I've taken the cheats way out and am starting a new diary. Or is that called starting afresh ha ha.
    Jan 18 Joint debts 35,213

    Mortgage Jan 18- 77224 May 25- just under 65k

    June 25 Debts in my name only £5170. DH can't keep track...
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