Every debt this debt will go down

NeverendingDMP

Well Xmas 23 penny a day challenge has made good progress. 25 pounds so far. Missed doing it over Xmas as busy but I started last month so plenty of time to catch up. 
Debts no progress and gone backwards due to balance transfer costs. I'll work it out properly on new year's eve and do the target setting thing 🙂

NeverendingDMP

I've been shopping as Asda last couplemof weeks and had some deliveries to fit rounds work and shifts. The rewards app seems like it will quietly collect money so I might do a monthly top up of dried food at Aldi as I still thing those are cheaper there but then get a weekly delivery from Asda. Means I might get more time to myself as I won't have to go out to shop. Feel like I spend all my time on housework so need to structure myself better so I can spend time with kids or doing things for me. 

jwil

Glad you had a nice Christmas.  Well done on the penny challenge too.  I find online shopping so much more convenient.

NeverendingDMP

Thankyou. I did mainly online shops when the kids were little then gravitated to Aldi again a couple.of years ago. Some tinned foods and pasta are lots cheaper there but tbh there prices have shot up as well and I just feel like a housekeeper at moment so need to find some time savers. And you can empty your basket once u see the price too ha ha

NeverendingDMP

I went in a big food shop yesterday so I could use my blue light card. I saved 11 pounds but goodness I was so lost. A big shop absolutely threw me. Online shopping it is then for the foreseeable!

NeverendingDMP

Debts 8151. Think that makes me minus 1%  I'm going in the wrong direction. Name of diary is misleading .....
Three d debits due in next few weeks, should get me back on track. Will try harder. I promise!

NeverendingDMP

I've weighed myself. I'm overweight so need to loose some pounds ha ha. 
I'm 80.5 kilo or 175lb.  My first target is in kilos as I think that is easier. I aim to loose 0.5 kg. By end Jan? Who knows what's realistic. I'm starting slower working my way up to it 😊

NeverendingDMP

Google says 0.5 is realistic as it's just over a pound. 5 lbs sounds to far a stretch so first target is defo in kg.!

jwil

I did the same a few weeks ago.  Decided I'd go back to in store shopping so I could use the discounters.  5 minutes in to the trip I was straight back to online shopping.  The savings weren't that great, but the reduction in hassle was priceless!

Good luck with getting back on track and with the weightloss.

NeverendingDMP

Thanks Jwill.
Not much news today. Two d debits went out but for dh debts not mine. All helps though. Have signed up to dry January, I munch on junk if I drink wine so that should help get the weight off. If I combine it with some actual exercise