£125 Lloyds Switch Offer 1 October to 12 November 2019

greenery

stehouk wrote: »

Our switch date is 10th, i v'e just downgraded both account's to the classic via smartphone, this has got to be the easiest and quickest £250 we have made so far, well done Lioyds.
I think i will leave them till November and switch them to Barclays.

Maybe I am just being stupid but I can't see how/where to downgrade my account to classic either on mobile or internet. Can anyone advise?

YorkshireBoy

greenery wrote: »

Maybe I am just being stupid but I can't see how/where to downgrade my account to classic either on mobile or internet. Can anyone advise?

In internet banking, log on, left hand side click "bank accounts", then click "change account type".

tel_

YorkshireBoy wrote: »

You're going to be disappointed...when you realise it's only 1.2% on £5K.

Taken from the Lloyds website:

You’ll get 1.00% AER (0.99% annual gross) variable on balances from £1 up to and including £3,999.99, and 2.00% AER (1.98% annual gross) variable on any part of the balance from £4,000 up to and including £5,000. You won’t earn interest on any part of your balance over £5,000.

YorkshireBoy

tel_ wrote: »

Taken from the Lloyds website:

You’ll get 1.00% AER (0.99% annual gross) variable on balances from £1 up to and including £3,999.99, and 2.00% AER (1.98% annual gross) variable on any part of the balance from £4,000 up to and including £5,000. You won’t earn interest on any part of your balance over £5,000.

So you'll get 2% on £1K then...and 1% on the other £4K. That's not "2% on 5k".

greenery

YorkshireBoy wrote: »

In internet banking, log on, left hand side click "bank accounts", then click "change account type".

I just dont see that when i log on. When I log on see my club lloyds balance in the middle and the options - 'view statement', 'make a payment','upgrade account' and 'more actions' - to the right.
Nowhere can I see 'change account type'

YorkshireBoy

greenery wrote: »

I just dont see that when i log on. When I log on see my club lloyds balance in the middle and the options - 'view statement', 'make a payment','upgrade account' and 'more actions' - to the right.
Nowhere can I see 'change account type'

You won't see that until you click the green "bank accounts" button down the left hand side. It's buried in a section containing clickable links to savings, credit cards, etc.

badger09

greenery wrote: »

I just dont see that when i log on. When I log on see my club lloyds balance in the middle and the options - 'view statement', 'make a payment','upgrade account' and 'more actions' - to the right.
Nowhere can I see 'change account type'

Select your existing Club Lloyds account. Click on 'Upgrade account'. I know it isn't an Upgrade - but that is how to do it;)

greenery

YorkshireBoy wrote: »

You won't see that until you click the green "bank accounts" button down the left hand side. It's buried in a section containing clickable links to savings, credit cards, etc.

Thanks for that but if I follow those links I get the message:

We're sorry
There are no other current accounts you can change to. If you'd like to open another current account you can apply for one separately.

I get the same message if I click on 'upgrade account'

tryin

soulsaver wrote: »

I did think that could be a valid interpretation, but would need them to clarify... however I'm persona non grata with Lloyds for multiple openings & immediate switchings out... so don't want to draw attention to me on another switching 'scam'...:)

I've got several Classics, so they may decline an application for a new Club: Can you close Lloyds acs on line?

When you say you are persona non grata, do you mean they caused you trouble? you say you still have several classics. I assume that means they didn't shut your accounts down?

The reason I asked is because my main account is with lloyds. I already opened a second account with them once just to switch it out. If I open a second one now for the switching offer, then close it straight away, will they cause me trouble (maybe shut my account down)?

Snakey

tel_ wrote: »

I've opened/switched a few bank accounts recently, and I have to say, I've been very impressed with the process of opening the Club Lloyds account out of all of them.

I applied on Tuesday night, and found the application process online very easy & straightforward to do. Selected a switch completion date (the earliest being 17/10/19), and received my activation code by post on Thursday. The £125 was paid into my account yesterday (Friday), and I received by PIN & card this morning (Saturday).

Very impressive!

Together with the option of the 2% on 5k, and the tickets/gourmet/mag subscription, I'd like to say well done Lloyds.

Maybe I'm easily pleased

I agree. Super-speedy - I only applied on Monday and already I have my card, PIN, internet banking activation code, e-mail asking me to choose my benefit, and they've given me my £125!

I'm not fussed about the small print on the interest because I don't have any spare DDs anyway.

It's also one of the more attractive/sophisticated-looking cards (these things are important! The M&S card, for example, is the adult equivalent of your Dad picking you up outside school in his Skoda.)