£125 Lloyds Switch Offer 1 October to 12 November 2019

bambilegs

Hey! Finally managed to open the account after all the issues with not having a ‘Continue’ button. For those still seeing this press the alt key and the tab key together

Q for those who have opened it - have you decided how and what you’ll be using the account for?

soulsaver

tryin wrote: »

When you say you are persona non grata, do you mean they caused you trouble? you say you still have several classics. I assume that means they didn't shut your accounts down?

The reason I asked is because my main account is with lloyds. I already opened a second account with them once just to switch it out. If I open a second one now for the switching offer, then close it straight away, will they cause me trouble (maybe shut my account down)?

Whilst they haven't closed down my main account, and a couple of previous Vantage, now classic after the rate drop, they 'declined' a Club monthly saver & froze the £400 initial funding;
froze a switching donor classic account that was a couple of weeks old, and blocked the progress of the initiated switch (to Santander);
'declined' a 3 day old recent Club Lloyds and blocked already initiated switch in
(ex Tesco).

All declines were after initial acceptance & funding and no notice given.

They 'froze' the funds in each of these accounts so I couldn't transfer them out until I presented my passport in branch.

tryin

How many accounts did you open and close before they did that?

soulsaver

tryin wrote: »

How many accounts did you open and close before they did that?

FTAOD I didn't 'close' any - they were switchers. It was the 2nd in quick succession but I'd switched out other longstanding accounts recently after their rate reductions.

I accept it was cheeky but I don't see anything that says you can't.

I think it ironic that a company that has to pay £billions in compensation for wrongful greedy selling of PPI, gets all high & mighty about someone milking their loophole for a switching bonus.

tryin

Thanks for the info. I wouldn't want them to shut down my main account, but from what you described it sounds like they only froze the newer accounts you were 'playing tricks' with, but not the old account. Is that correct?

soulsaver

tryin wrote: »

Thanks for the info. I wouldn't want them to shut down my main account, but from what you described it sounds like they only froze the newer accounts you were 'playing tricks' with, but not the old account. Is that correct?

AFAICT they've blocked all activity on new accounts, but not on pre existing accounts. I suspect though that I won't be able to renew the monthly saver, or upgrade a classic to Club etc.

Not_Radio2

I initiated my switch to Lloyds on 2 October and the switch took place on 11 October.
I then had to chase them for the £125 bonus, it wasn't in the new account early like everyone else's seemed to be.
For whatever reason, I was shifted from pillar to post and finally told it would be in the account by close of business on Tuesday, 15 October.
It now shows on the account, but I don't think I'll be staying with Lloyds.

badger09

greenery wrote: »

Thanks for that but if I follow those links I get the message:

We're sorry
There are no other current accounts you can change to. If you'd like to open another current account you can apply for one separately.

I get the same message if I click on 'upgrade account'

You don't see that on the mobile app but should see it on the website.

Try clearing your cookies then start again. Maybe try a different browser? Mine worked fine with Chrome.

If that still doesn't work, you could try phoning them to change your existing Club account to a Classic account & once that appears online, apply for a new Club account. No guarantees though.

Please report back.

JuicyJesus

Switch went through today, however bit of a concern... I have two Direct Debits set up to pay Barclaycard (one full payment and one minimum for a 0%) and both show with the name "DIRECT DEBIT REJ". Has anyone else (or anyone switching to Halifax who use the same systems) had this?

keef-WhatStandards

Still no email confirming my setting the account up, despite being told I should hear within three days.

Guess I'll have to call in at a branch as there seems to be no email address to chase things up.